UK vs Canada: Which is Better for Indian Students in 2023?

Global Ed

The decision between ‘UK vs Canada’ poses a significant dilemma for students aspiring to pursue higher education. Over the past year, Canada and the United Kingdom have stood out as premier study destinations, each offering distinct advantages and opportunities.

According to recent statistics, Canada has seen an impressive influx of 2,26,450 Indian students, solidifying its position as the top choice for education in North America.

The United Kingdom is also one of the top international study destinations welcoming nearly 140,000 Indian students. Recent data from the Office for National Statistics reveals that in the year 2022, Indian nationals were recipients of nearly 25% of all granted visas, securing the top spot among all nationalities.

Should you embark on an academic journey in the charming landscapes of the UK or in the diverse cultural tapestry of Canada?

While most students look at differences between Canada and the US, we look at Canada versus the UK here…

Table of contents

What are the advantages and disadvantages of studying in each country?
How is campus life in each country?
What are the career opportunities in the UK vs Canada?
Cost of living: which country is better?
Courses and study duration
Conclusion

What are the advantages and disadvantages of studying in each country?

Each country presents distinct benefits, such as the UK’s renowned academic heritage and its diverse cultural landscape, while Canada excels with its affordability and welcoming atmosphere.

On the flip side, challenges such as higher living costs in the UK or weather adaptation in Canada should also be evaluated. Let’s have a look at the advantages and disadvantages of both study-abroad destinations.

	UK	Canada	Your choice depends on
The quality of education	Globally recognized for its academic excellence, with several universities consistently ranking among the top institutions worldwide	Ranked among the top destinations for education, Renowned for its for high-quality academic programmes and research opportunities. Ranks third globally for published scientific research.	Both countries have institutions and courses of repute. Your career aspirations should be the sole factor when choosing between the UK and Canada
Flexibility	UK universities offer diverse course options, allowing students to customize their studies based on their interests and career aspirations.	Canadian universities offer flexibility in course selection, allowing students to tailor their programs to their interests and goals.	Both countries provide flexible options to students.
Duration	UK universities offer one-year master’s programmes and shorter PhDs providing an efficient path to completing higher education.	Postgraduate courses in Canada are shorter than in many other countries, providing quicker entry into the workforce.	The shorter duration of courses in the UK is advantageous for students who are looking to embark on their careers in a short span.
Average Tuition Fees	Tuition fees vary based on courses and institutions, with an average of £17,109 per year for international students.	Tuition fees vary based on programs and institutions, with an average of around $36,100 for undergraduate and $21,100 for graduate programs for international students.	Canada’s cost of education is cheaper making it more affordable for international students.
Work Regulations	International students can work up to 20 hours per week during term time and full-time during holidays. The Graduate Route allows international graduates to work for up to two years for postgraduate students.	International students in Canada can work up to 20 hours per week during term time and full-time during scheduled breaks. The Post-Graduation Work Permit (PGWP) allows graduates to work for up to three years.	Canada’s PGWP allows international students to work for 3 years and helps them get on a path to citizenship.
Campus Life	UK universities offer a vibrant campus life with various clubs, societies, and events that enrich the student experience.	Canada offers diverse and inclusive campus environments, hosting students from around the world and providing numerous extracurricular activities.	Both countries have a multicultural and welcoming campus life.
Cost of Living	The UK has a relatively higher cost of living, especially in major cities like London, requiring careful budgeting.	The cost of living is moderate compared to other study destinations, averaging around $15,000 per year for university students	Canada’s affordable cost of living isan important factor to consider.
Safety	The US News 2021 Best Countries Report gave the UK a score of 55.4 which is lower than Canada.	The U.S. News 2021 Best Countries Report gave Canada a score of 96.7 out of 100 for safety.	Canada is safer as compared to the UK and has a lower crime rate
Weather	The UK experiences milder climates, but weather can be unpredictable and vary between regions.	Canada experiences varying climates, with colder winters in some regions. The weather can be challenging for those unaccustomed to colder temperatures.	UK’s climate will be more conducign to international students.

UK

The historical and cultural connections between India and the UK alongside the substantial Indian diaspora residing within the UK, often translate to a strong community that welcomes Indian students.

UK master’s programmes usually last for just one year, making them a cost-effective choice, and around 70% of Indian students studying in the UK opt for postgraduate studies in renowned colleges like Cambridge, the University of Edinburgh, among others.

However, the high cost of living, particularly in major cities like London, poses a financial challenge. Tuition fees for certain programmes can be exorbitant. PG course fees for international students can range from £9,000 and £30,000, with an approximate average of £17,109 per year according to the British Council.

Proving English language proficiency through exams like IELTS, TOEFL, PTE, etc can be both challenging and expensive for some students. Moreover, gaining admission to UK universities is highly competitive due to limited spots for international students, necessitating high academic achievement, letters of recommendation, and above-average scores across the board along with a statement of purpose.

Canada

Canada’s streamlined immigration procedures, accommodating policies for students, employability prospects, and diverse cultural milieu collectively contribute to its stature as a sought-after hub for acquiring top-notch education and forging robust career paths. Its top colleges like the University of British Columbia, and the University of Toronto amongst others are also a major draw for international students.

In 2022, the Ministry of Immigration, Refugees, and Citizenship, announced the temporary removal of the 20-hour-per-week restriction on off-campus work hours for post-secondary students. The government has decided to welcome immigrants at a rate of 1% of Canada’s population.

One significant factor influencing the overall cost of living for international students is the city they opt to reside in. While metropolises like Toronto and Vancouver boast vibrant lifestyles, they also come with high expenses, making budgeting a crucial consideration.

Another aspect to contend with is Canada’s vast geographical expanse, resulting in diverse climatic conditions. The local weather can vary significantly based on the region, with average summer temperatures of 35°C and winter temperatures plummeting to -25°C. For students hailing from warmer climates, adapting to the harsh Canadian winters might prove to be a notable challenge during their academic journey.

The tuition fees for universities in Canada are subject to variation based on the specific programme and institution of choice. According to Statistics Canada 2023, on average, the tuition fee for international students is $36,100 for bachelor’s degrees and $21,100 for graduate programmes.

On average, the annual living expenses for university students in Canada amount to around $15,000 (Universities Canada, 2019). It’s important for students planning to study in Canada to factor in both costs of studying and living costs to effectively budget for their educational journey in the country.

Winner: Tie

When comparing the advantages and disadvantages of studying in the UK and Canada, it’s apparent that both countries offer compelling opportunities as well as certain challenges. The UK’s rich cultural ties and one-year master’s programmes attract Indian students, but the high cost of living and competitive admissions as well as test scores like GRE and GMAT that are required to secure a spot in universities stand as drawbacks.

Conversely, Canada’s welcoming environment and post-graduation work permit provide strong incentives, yet the cost of living varies across cities and adapting to the diverse climate might pose a challenge.

The education system in both countries is excellent, but financial considerations and lifestyle adjustments play pivotal roles in determining which destination aligns better with an individual’s goals and circumstances.

How is campus life in each country?

Campus life in both the UK and Canada offers unique experiences for international students. Both countries offer a balance between academic rigour and extracurricular activities, ensuring a well-rounded and memorable university experience for international students. Let’s gain an in-depth understanding of campus life in both countries.

The UK

The richness of UK universities is embodied by their diverse academic staff composition, with 20% originating from abroad. This inclusivity ensures that students, regardless of their chosen field of study, connect with individuals from across the globe, creating an environment that resonates with their international backgrounds.

A pivotal facet of the UK’s educational landscape is its comprehensive pastoral care system. Tailored specifically to the unique needs of international students, these services provide a warm welcome upon arrival, assist in student visa applications, offer language support throughout studies, and guide students through the intricacies of planning their academic journeys.

International offices at top universities serve as a pre-travel resource for guidance on immigration, travel, and accommodation, and continue to provide assistance upon arrival. Institutions also offer robust student well-being services encompassing helplines, counselling sessions, and peer support networks.

Academic tutors, typically assigned at the commencement of each academic year, address any academic-related stressors students may encounter. University-owned halls of residence often feature dedicated support teams that contribute to the welfare of students living on campus.

The presence of student unions further reinforces the support network. These student-run organizations advocate for students’ interests, offer guidance, arrange extracurricular activities, and create a vibrant sense of community. With these comprehensive structures in place, international students in the UK find themselves in an environment that caters to their diverse needs, enabling them to not only excel academically but also experience personal growth and cultural immersion.

Canada

Canada’s commitment to excellence is evident through its global ranking of third place for the best quality of life (U.S. News & World Report, 2022), promising a well-rounded and fulfilling student journey. The country’s educational landscape is marked by flexibility and top-notch quality, spanning from elementary to post-secondary studies.

With over 8,000 colleges and 16,000 university programmes to choose from (Universities Canada, 2022; CICan, 2022), international students can tailor their educational path to their aspirations. An impressive 7 Canadian institutions hold positions within the top 200 universities globally (Times Higher Education, 2023), underscoring Canada’s dedication to delivering education of the highest calibre.

One of Canada’s most celebrated attributes is its welcoming and inclusive environment, where more than 250 ethnic origins, 200 languages from around the world, and 70 Indigenous languages create a rich tapestry of diversity (Statistics Canada, 2017). This cultural mosaic extends to communities and classrooms alike, fostering a sense of belonging for every student.

Additionally, tuition fees in Canada remain competitive, often proving more economical than counterparts in Australia, the U.K., and the U.S. according to QS World University Rankings 2022.

Canada’s campus life beckons with a promise of quality education, inclusivity, affordability, and a gateway to a bright future, all set against the backdrop of diverse cultural experiences and the breathtaking beauty of the Canadian landscape.

Winner: Canada

Canada offers a campus life that’s distinctively vibrant and inclusive, often considered to be an advantage over the UK. The emphasis on community engagement and student well-being creates a strong sense of belonging. Moreover, Canada’s relatively lower population density allows for more personalized interactions between students and faculty. This nurturing environment, coupled with multicultural experiences and a range of student clubs and activities, makes Canada an appealing choice for those seeking a holistic and enriching campus life.

What are the career opportunities in the UK vs Canada?

Exploring the career opportunities in the UK and Canada opens a window into the dynamic professional landscapes of these two nations. Both countries offer diverse and promising avenues for international students and graduates to launch their careers.

The UK

In the UK, a significant number of international students seamlessly integrate part-time jobs, work placements, or internships into their academic routines. This integration is facilitated by the flexibility of most courses, which permit students to engage in up to 20 hours of work per week during term time, irrespective of whether it occurs on or off-campus.

For Indian students, the UK government offers the Graduate Route. Those who have successfully completed their undergraduate or master’s degrees can extend their stay in the UK for up to two years post-studies, while PhD graduates can leverage this avenue for an extension of up to three years.

The unique aspect of the Graduate Route lies in its unsponsored nature, enabling graduates to explore job opportunities across various skill levels. Importantly, the application process occurs while residing in the UK and involves an application fee of £715. Additionally, a healthcare surcharge of £624 per year spent in the UK is required.

The absence of a mandatory minimum salary requirement and the absence of a cap on the number of students who can seize this opportunity is the key feature of this UK student visa.

Upon securing suitable employment within the UK, graduates can transition to a skilled work route, allowing them to extend their stay beyond the initial two or three years.

Canada

International candidates with a Canadian student visa can pursue employment while pursuing their education at a designated learning institution (DLI) for post-secondary studies provided the course is for more than six months and leads to a professional certification.

During the academic term, international students can pursue employment opportunities for up to 20 hours weekly, while during scheduled academic breaks or over summer vacations, they can engage in full-time work, provided they intend to resume full-time studies.

It’s imperative for international students to note that they become eligible for employment only once their programme of study has commenced. Across all Canadian provinces, a predetermined minimum wage is in place, and international students can anticipate earning this as their per-hour baseline, typically ranging between $13 and $16.

After graduating the eligibility criteria for working full-time in Canada can be achieved by obtaining a Post-Graduation Work Permit (PGWP) for three years.
The PGWP serves as a valuable avenue for international students to accumulate additional work experience, a pivotal factor for those aspiring to transition into permanent residency. The PGWP offers international graduates the opportunity to cultivate this experience while integrating into local communities and contributing to the nation’s economy.

To engage in work, individuals must secure a Social Insurance Number (SIN), a unique nine-digit identifier issued by Service Canada. This number facilitates the government’s tracking of employment history and proper income tax payments, as well as the monitoring of worked hours.

Winner: Canada

Canada emerges as a favourable destination for Indian students seeking international work opportunities due to its advantageous Post-Graduation Work Permit (PGWP) policy. Offering a three-year duration, the PGWP provides graduate skilled workers ample time to gain valuable work experience and enhance their career prospects.

In contrast, the UK’s two-year post-study work visa is comparatively shorter. This extended work permit in Canada enables Indian students to immerse themselves in the professional sphere, acquire specialized skills, and potentially transition to permanent residency, making it an appealing choice.

Cost of living: which country is better?

When comparing the cost of living for students, the UK and Canada present distinct scenarios. Both nations provide unique financial landscapes, allowing students to tailor their budgets to their individual needs. Let’s break down the cost of living for both countries.

The UK

The National Union of Students (NUS) 2022 found that 57% of international students encountered an increase in their weekly living expenses by more than £20. Furthermore, a quarter of students disclosed having less than £50 remaining from their monthly budget after covering rent and bills.

According to the British Council, international students arriving in the UK without dependents can anticipate monthly living costs of approximately £1300-£1400 in London or £900-£1300 in other parts of the UK.

This budget encompasses accommodation, utility bills, groceries, and various other everyday expenses throughout their academic tenure.
The average living cost estimates to assist you in budgeting for your educational journey are as follows:

Student Halls (Bills Included)

– London: £848
– Rest of UK: £664
– Note: These figures pertain to non-catered single-occupancy student halls. Catered student halls may incur higher costs.

Room in Private Accommodation (Without Bills)

– London: £750
– Rest of UK: £554

Household Bills (Gas, Electricity, Water, Broadband, and TV License)

– London: £140
– Rest of UK: £80

Groceries

– London: £155
– Rest of UK: £116

Socialising (Dining Out, Cafés, Bars)

– London: £150
– Rest of UK: £80

Public Transport

– London: £103
– Rest of UK: £54

Mobile Phone Bill

– London and Rest of UK: £18

Canada

Navigating the cost of living in Canada is contingent upon a student’s lifestyle choices and the city you select as your residence. Here’s a breakdown of essential living expenses to help you plan accordingly:

Housing and Accommodation

– Monthly rent for private housing off campus: $500 – $2,000

Food and Groceries

– Monthly expenses for groceries and cooking: $240 – $480
– On-campus residents can opt for a meal plan, granting access to their institution’s cafeteria for all meals.

Utilities and Services

– Utilities and cable: $100+
– Internet: $50 – $100
– Phone: $60+

Health Insurance

– Monthly health insurance expenses: $75 – $120
– Each province and territory in Canada provides healthcare to its residents. International students need to ascertain whether their province or territory offers health insurance coverage.
– For provinces without international student coverage, schools typically offer medical insurance plans for purchase. Tuition fees for full-time students often include insurance encompassing dental, vision, prescription drugs, and other health services.

Entertainment and Leisure

– Monthly entertainment expenses: $120+

Transportation

– Monthly transportation pass cost: $80 – $156.
Keep in mind that these figures serve as general estimates, and your actual expenses may vary based on personal choices, location, and circumstances.

Winner: Canada

Canada stands out as a favourable choice for students due to its more affordable cost of living compared to the UK. With lower housing expenses, accessible work opportunities, and reasonable price ranges for daily essentials, Canada offers students a chance to manage their budgets more effectively.

This advantage allows students to strike a balance between their academic pursuits and financial well-being, making Canada an attractive destination for those seeking quality education without excessive financial burden.

Courses and study duration

In the global landscape of higher education, a comparative analysis of courses and study durations between Canada and the UK unveils a multitude of factors shaping students’ academic journeys. From programme structures to degree durations, these two nations present unique approaches that cater to a diverse range of learning preferences.

The UK

In the UK, courses are structured with an inherent flexibility that allows students to tailor their educational journey to their preferences. Many best universities offer a selection of subject-specific ‘modules’, granting students the autonomy to create a customized course programme that aligns seamlessly with their individual aspirations.

Postgraduate courses in the UK are notably concise. A considerable number of Master of Business Administration (MBA) programs, for instance, span a mere year, allowing students to make the most of their educational investment and swiftly apply their newfound knowledge in practical settings.

Within the UK’s major employment hubs, scientific qualifications dominate as the most favoured credentials. Notably, Science degrees hold a significant appeal in cities such as London, Birmingham, Manchester, Leeds, Edinburgh, and Glasgow.

However, it remains noteworthy that Finance, Business, and Accounting maintain their stronghold as prime avenues for lucrative job prospects across most cities in the UK.

In terms of earning potential, studies indicate that Statistics, Mathematics, and Economics degrees yield the highest average salaries. Professionals in these fields can anticipate an annual income of £46,000, across all levels of study.

Within the UK’s academic landscape, the discipline of Business and Administration stands out as the prevailing choice of degree subject. The 2017-18 academic year witnessed a substantial total of 342,970 student enrolments in this field, a figure that notably surpasses the cumulative enrolments of Mathematics, Computer Science, Engineering and Technology.

Canada

According to a recent report, psychology and computer science have claimed the leading positions as the most sought-after university majors in Canada (although Master’s in Psychology in the UK is also a great option in case students want to study there)

The comprehensive report delved into global trends among university degrees, analyzing data from 181 programmes. The study identified many programmes, like psychology courses in Canada, as well as computer science, and business as the most favoured university programmes among students.

Graduate and postgraduate courses in Canada typically offer a streamlined and efficient duration, catering to students’ time constraints and career aspirations. Many master’s programmes span one to two years, allowing students to swiftly acquire advanced knowledge and skills. PhD programmes are structured to be completed in three to six years, fostering in-depth research and expertise. This approach ensures a comprehensive education while respecting students’ goals for a prompt and rewarding academic journey.

Winner: UK

Master’s programmes in the UK typically span just one year, offering focused learning and swift qualification. Moreover, PhD durations are notably shorter, often taking three to four years, enhancing research-driven education.
Such condensed timelines, combined with the UK’s rich academic heritage and multicultural environment, make it an appealing destination for Indian students seeking a comprehensive yet time-effective educational experience.

Conclusion

Canada emerges as a compelling choice for international students due to its holistic advantages. The country’s welcoming and inclusive environment, streamlined immigration policies, robust career opportunities, and high-quality education make it an attractive destination.

The extended Post-Graduation Work Permit (PGWP) duration of three years compared to the UK’s two years further enhances Canada’s appeal for those looking to work abroad after higher studies.

With affordable living costs, diverse campus experiences, and a commitment to fostering well-rounded individuals, Canada stands out as a land of opportunity that not only nurtures academic growth but also enriches life experiences, offering a promising foundation for a successful future.

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Date added

11.08.2023

Filed under:

Global Ed

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attempt to gain unauthorized access to computer systems owned or controlled by TC Global or engage in any activity that disrupts, diminishes the quality of, interferes with the performance of, or impairs the functionality of, the Service or the Site.
use any automated device or software that enables the submission of automatic postings on TC Global without human intervention or authorship (an "automated posting device"), including without limitation, the use of any such automated posting device in connection with bulk postings, or for automatic submission of postings at certain times or intervals; or
Any Content uploaded by you shall be subject to relevant laws and may disabled, or and may be subject to investigation under appropriate laws. Furthermore, if you are found to be in non-compliance with the laws and regulations, these terms, or the privacy policy of the Site, we may terminate your account/block your access to the Site and we reserve the right to remove any non-compliant Content uploaded by you.

TC Global does not guarantee that any Content or User Submissions (as defined above) will be made available on the Site or through the Service. TC Global has no obligation to monitor the Site, Service, Content, or User Submissions. However, TC Global reserves the right to (i) remove, suspend, edit or modify any Content in its sole discretion, including without limitation any User Submissions at any time, without notice to you and for any reason (including, but not limited to, upon receipt of claims or allegations from third parties or authorities relating to such Content or if TC Global is concerned that you may have violated these Terms of Use), or for no reason at all and (ii) to remove, suspend or block any User Submissions from the Service. TC Global also reserves the right to access, read, preserve, and disclose any information as TC Global reasonably believes is necessary to (i) satisfy any applicable law, regulation, legal process or governmental request, (ii) enforce these Terms of Use, including investigation of potential violations hereof, (iii) detect, prevent, or otherwise address fraud, security or technical issues, (iv) respond to user support requests, or (v) protect the rights, property or safety of TC Global, its users and the public.

Technical Failures

It is possible that you may face disruptions, including, but not limited to errors, disconnections or interferences in communication in the internet services, software or hardware that you have used to avail our Service. TC Global is not responsible for such factors in the disruption or interruption in the Service and you take full responsibility with complete knowledge for any risk of loss or damages caused due to interruption of services for any such reasons.

Advertisements, Third Party Sites and Services

Some of the TC Global Services are supported by advertising revenue and may display advertisements, promotions, and links to third-party websites. You hereby agree that TC Global may place such advertising and promotions on the TC Global Services or on, about, or in conjunction with your Content. The manner, mode and extent of such advertising and promotions are subject to change without specific notice to you.

The Service may permit you to link to other websites, services or resources on the Internet, and other websites, services or resources may contain links to the Site. When you access third party websites, you do so at your own risk. These other websites are not under TC Global's control, and you acknowledge that TC Global is not responsible or liable for the content, functions, accuracy, legality, appropriateness or any other aspect of such websites or resources. The inclusion of any such link does not imply endorsement by TC Global or any association with its operators. You further acknowledge and agree that TC Global shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with the use of or reliance on any such Content, goods or services available on or through any such website or resource.

Termination

TC Global may terminate your access to all or any part of the Service at any time, with or without cause, with or without notice, effective immediately, which may result in the forfeiture and destruction of all information associated with your membership. If you wish to terminate your account, you may do so by contacting us at hello@tcglobal.com till we develop the procedure on the website and apps. Any fees paid hereunder are non-refundable. All provisions of these Terms of Use which by their nature should survive termination shall survive termination, including, without limitation, ownership provisions, warranty disclaimers, indemnity and limitations of liability.

Warranty Disclaimer

Save to the extent required by law, TC Global has no special relationship with or fiduciary duty to you. You acknowledge that TC Global has no control over, and no duty to take any action regarding: which users gain access to the Service; what Content you access via the Service; what effects the Content may have on you; how you may interpret or use the Content; or what actions you may take as a result of having been exposed to the Content.

You release TC Global from all liability for you having acquired or not acquired Content through the Service. The Service may contain, or direct you to websites containing, information that some people may find offensive or inappropriate. TC Global makes no representations concerning any Content contained in or accessed through the Service, and TC Global will not be responsible or liable for the accuracy, copyright compliance, legality or decency of material contained in or accessed through the Service and cannot be held liable for any third-party claims, losses or damages.

You release us from all liability relating to your connections and relationships with other users. You understand that we do not, in any way, screen users, nor do we inquire into the backgrounds of users or attempt to verify their backgrounds or statements. We make no representations or warranties as to the conduct of users or the veracity of any information users provide. In no event shall we be liable for any damages whatsoever, whether direct, indirect, general, special, compensatory, consequential, and/or incidental, arising out of or relating to the conduct of you or anyone else in connection with the Services, including, without limitation, bodily injury, emotional distress, and any damages resulting in any way from communications or meetings with users or persons you may otherwise meet through the Services. As such, you agree to take reasonable precautions and exercise the utmost personal care in all interactions with any individual you come into contact with through the Service,
particularly if you decide to meet such individuals in person. For example, you should not, under any circumstances, provide your financial information (e.g., credit card or bank account numbers) to other individuals.

THE SITE, SERVICE AND CONTENT ARE PROVIDED "AS IS", "AS AVAILABLE" AND ARE PROVIDED WITHOUT ANY REPRESENTATIONS OR WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, THE IMPLIED WARRANTIES OF TITLE, NONINFRINGEMENT, MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE, AND ANY WARRANTIES IMPLIED BY ANY COURSE OF PERFORMANCE OR USAGE OF TRADE, ALL OF WHICH ARE EXPRESSLY DISCLAIMED, SAVE TO THE EXTENT REQUIRED BY LAW.

TC GLOBAL, AND ITS AFFILIATES, TEAM, DIRECTORS, EMPLOYEES, AGENTS, REPRESENTATIVES, SUPPLIERS, PARTNERS AND CONTENT PROVIDERS DO NOT WARRANT THAT: (A) THE SERVICE WILL BE SECURE OR AVAILABLE AT ANY PARTICULAR TIME OR LOCATION; (B) ANY DEFECTS OR ERRORS WILL BE CORRECTED; (C) ANY CONTENT OR SOFTWARE AVAILABLE AT OR THROUGH THE SERVICE IS FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS; OR (D) THE RESULTS OF USING THE SERVICE WILL MEET YOUR REQUIREMENTS. YOUR USE OF THE WEBSITE, SERVICE AND CONTENT IS SOLELY AT YOUR OWN RISK. SOME STATES / COUNTRIES DO NOT ALLOW LIMITATIONS ON IMPLIED WARRANTIES, SO THE ABOVE LIMITATIONS MAY NOT APPLY TO YOU.

Indemnification

You shall defend, indemnify, and hold harmless TC Global, its affiliates and each of its and its affiliates' employees, contractors, directors, suppliers and representatives from all losses, costs, actions, claims, damages, expenses (including reasonable legal costs) or liabilities, that arise from or relate to your use or misuse of, or access to, the Site, Service, Content or otherwise from your User Submissions, violation of these Terms of Use, or infringement by you, or any third party using the your account, of any intellectual property or other right of any person or entity (save to the extent that a court of competent jurisdiction holds that such claim arose due to an act or omission of TC Global). TC Global reserves the right to assume the exclusive defense and control of any matter otherwise subject to indemnification by you, in which event you will assist and cooperate with TC Global in asserting any available defenses.

Limitation of Liability

ALL LIABILITY OF TC GLOBAL, ITS AFFILIATES, DIRECTORS, EMPLOYEES, AGENTS, REPRESENTATIVES, PARTNERS, SUPPLIERS OR CONTENT PROVIDERS HOWSOEVER ARISING FOR ANY LOSS SUFFERED AS A RESULT OF YOUR USE OF THE SITE, SERVICE, CONTENT OR USER SUBMISSIONS IS EXPRESSLY EXCLUDED TO THE FULLEST EXTENT PERMITTED BY LAW, SAVE THAT, IF A COURT OF COMPETENT JURISDICTION DETERMINES THAT LIABILITY OF TC GLOBAL, ITS DIRECTORS, EMPLOYEES, AGENTS, REPRESENTATIVES, PARTNERS, SUPPLIERS OR CONTENT PROVIDERS (AS APPLICABLE) HAS ARISEN, THE TOTAL OF SUCH LIABILITY SHALL BE LIMITED IN AGGREGATE TO THE VALUE OF TC GLOBAL'S SERVICES AVAILED BY THE USER FOR 12 MONTHS PRIOR TO THE INITIATION OF A CLAIM.

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL TC GLOBAL, NOR ITS DIRECTORS, EMPLOYEES, AGENTS, REPRESENTATIVES, PARTNERS, SUPPLIERS OR CONTENT PROVIDERS, BE LIABLE UNDER CONTRACT, TORT, STRICT LIABILITY, NEGLIGENCE OR ANY OTHER LEGAL OR EQUITABLE THEORY OR OTHERWISE (AND WHETHER OR NOT TC GLOBAL, ITS DIRECTORS, EMPLOYEES, AGENTS, REPRESENTATIVES, PARTNERS, SUPPLIERS OR CONTENT PROVIDERS HAD PRIOR KNOWLEDGE OF THE CIRCUMSTANCES GIVING RISE TO SUCH LOSS OR DAMAGE) WITH RESPECT TO THE SITE, SERVICE, CONTENT OR USER SUBMISSIONS FOR:

INDIRECT OR CONSEQUENTIAL LOSSES OR DAMAGES;
LOSS OF ACTUAL OR ANTICIPATED PROFITS;
LOSS OF REVENUE;
LOSS OF GOODWILL;
LOSS OF DATA;
LOSS OF ANTICIPATED SAVINGS;
WASTED EXPENDITURE; OR
COST OF PROCUREMENT OF SUBSTITUE GOODS OR SERVICES.

NOTHING IN THESE TERMS OF USE SHALL BE DEEMED TO EXCLUDE OR LIMIT YOUR LIABILITY IN RESPECT OF ANY INDEMNITY GIVEN BY YOU UNDER THESE TERMS OF USE. APPLICABLE LAW MAY NOT ALLOW THE LIMITATION OR EXCLUSION OF LIABILITY OR INCIDENTAL OR CONSEQUENTIAL DAMAGES, SO THE ABOVE LIMITATION OR EXCLUSION MAY NOT APPLY TO YOU. IN SUCH CASES, TC GLOBAL'S LIABILITY WILL BE LIMITED TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW.

Governing Law

A printed version of these Terms of Use and of any notice given in electronic form shall be admissible in judicial or administrative proceedings based upon or relating to these Terms of Use to the same extent and subject to the same conditions as other business documents and records originally generated and maintained in printed form. You and TC Global agree that any cause of action arising out of or related to the Service must commence within one (1) year after the cause of action arose; otherwise, such cause of action is permanently barred.

Terms of Use and all other policies available on this Service shall be interpreted and construed in accordance with the laws of India. Any dispute arising out of or in connection with these Terms of Use and/ or other policies available on this App, including any question regarding its existence, validity or termination, shall be referred to and finally resolved by arbitration administered by the Singapore International Arbitration Centre ("SIAC") in accordance with the Arbitration Rules of the Singapore International Arbitration Centre ("SIAC Rules") for the time being in force, which rules are deemed to be incorporated by reference in this clause. The Tribunal shall consist of 3 arbitrators. The seat and venue of Arbitration shall be Singapore and the language of proceedings shall be English. Subject to the foregoing, the Courts of Singapore shall have exclusive jurisdiction over any disputes relating to the subject matter, herein.

Notwithstanding the foregoing, if a dispute arises with respect to the validity, scope, enforceability, inventorship, ownership, infringement, breach or unauthorised use of any patent, trademark, copyright or other intellectual property right or any non-proprietary data owned and/or controlled by TC Global, whether or not arising from the Terms of Use, such dispute (at the option of TC Global) shall not be submitted to arbitration and instead, TC Global shall be free to initiate litigation, including but not limited to a claim for interim injunctive relief, in a court of competent jurisdiction, in any country or other jurisdiction in which such rights apply.

Integration and Severability

These Terms of Use are the entire agreement between you and TC Global with respect to the Service and use of the Site, Service, Content or User Submissions, and supersede all prior or contemporaneous communications and proposals (whether oral, written or electronic) between you and TC Global with respect to the Site. If any provision of these Terms of Use is found to be unenforceable or invalid, that provision will be limited or eliminated to the minimum extent necessary so that these Terms of Use will otherwise remain in full force and effect and enforceable. The failure of either party to exercise in any respect any right provided for herein shall not be deemed a waiver of any further rights hereunder. Waiver of compliance in any particular instance does not mean that we will waive compliance in the future. In order for any waiver of compliance with these Terms of Use to be binding, TC Global must provide you with written notice of such waiver through one of its authorized representatives.

Modification of Terms of Use

TC Global reserves the right, at its sole discretion, to modify or replace any of these Terms of Use, or change, suspend, or discontinue the Service (including without limitation, the availability of any feature, database, or content) at any time by posting a notice on the Site or by sending you notice through the Service or via email. TC Global may also impose limits on certain features and services or restrict your access to parts or all of the Service without notice or liability. It is your responsibility to check these Terms of Use periodically for changes. Your continued use of the Service following the posting of any changes to these Terms of Use constitutes acceptance of those changes. You shall also be notified of any modifications to these Terms of Use as and when effected or at least once a year.

Other Provisions

Claims of Copyright or Trademark Infringement

Claims of copyright or trademark infringement should be sent to TC Global's designated agent. If you believe that someone is infringing your copyright or trademark rights on the Site, you can report it to us by contacting our designated agent at hello@thechoprasglobal.com with a report containing the following information:

your complete contact information (name, mailing address and phone number),
a detailed description of the Content that you claim infringes your copyright or trademark along with details on how it infringes upon your copyright or trademark,
the web address (URL) of the infringing content,
a declaration that you are filing this report in good faith and that all the information provided is accurate and that you are the owner of the copyright and/or trademark in question.

Please attach your digital signature or physical signature to the report.

Within 36 hours of receiving this notice with the above mentioned details, we will take down the allegedly infringing material from public view while we assess the issues identified in your notice.

On completion of the take-down procedure above:

If the complainant is successful in obtaining an order of injunction from a court of competent jurisdiction within 21 days from filing the complaint, the material will be permanently removed from TC Global's Site and database upon TC Global being provided with a copy of such order;
If the complainant is not successful in obtaining an order of injunction from a court of competent jurisdiction within 21 days from receiving notice from the complainant, the material will be made available for public view once again.

Before you submit a report of infringement, you may want to send a message to the person who posted the Content. You may be able to resolve the issue without contacting TC Global. Please remember, only the copyright/trademark owner or their authorized representative may file a report of infringement. If you believe something on the Site infringes someone else's copyright/trademark, you may want to let the rights owner know.

Notice

TC Global may give notice by means of a general notice on the Site / Service, notification within the mobile application on your account, electronic mail to your email address in your account, or by written communication sent to your address as set forth in your account. You may give notice to TC Global by written communication to TC Global's email address at hello@tcglobal.com or physical address at No. 3, Shenton Way, #10-05/06, Shenton House, Singapore, 068805.

General

You may not assign or transfer these Terms of Use in whole or in part without TC Global's prior written approval. You hereby give your approval to TC Global for it to assign or transfer these Terms in whole or in part, including to: (i) a subsidiary or affiliate; (ii) an acquirer of TC Global's equity, business or assets; or (iii) a successor by merger. No joint venture, partnership, employment or agency relationship exists between you, TC Global or any Third Party Provider as a result of the contract between you and TC Global or use of the Services.

If any provision of these Terms is held to be illegal, invalid or unenforceable, in whole or in part, under any law, such provision or part thereof shall to that extent be deemed not to form part of these Terms but the legality, validity and enforceability of the other provisions in these Terms shall not be affected. In that event, the parties shall replace the illegal, invalid or unenforceable provision or part thereof with a provision or part thereof that is legal, valid and enforceable and that has, to the greatest extent possible, a similar effect as the illegal, invalid or unenforceable provision or part thereof, given the contents and purpose of these Terms. These Terms constitute the entire agreement and understanding of the parties with respect to its subject matter and replaces and supersedes all prior or contemporaneous agreements or undertakings regarding such subject matter. In these Terms, the words "including" and "include" mean "including, but not limited to."

Miscellaneous

TC Global shall not be liable for any failure to perform its obligations hereunder where such failure results from any cause beyond TC Global's reasonable control, including, without limitation, mechanical, electronic or communications failure or degradation (including "line-noise" interference). These Terms of Use are personal to you, and are not assignable, transferable or sublicensable by you except with TC Global's prior written consent. TC Global may assign, transfer or delegate any of its rights and obligations hereunder without consent. No agency, partnership, joint venture, or employment relationship is created as a result of these Terms of Use and neither party has any authority of any kind to bind the other in any respect.

Unless otherwise specified in these Term of Use, all notices under these Terms of Use will be in writing and will be deemed to have been duly given when received, if personally delivered or sent by certified or registered mail, return receipt requested; when receipt is electronically confirmed, if transmitted by facsimile or e-mail; or the day after it is sent, if sent for next day delivery by recognized overnight delivery service.

I authorise TC Global & its representatives to contact me with updates and notifications via Email/SMS/What'sApp/Call. This will override DND/NDNC.

Contact

You may contact us at the following address:

The Chopras Global Holdings PTE Ltd

SBF Centre, 160 Robinson Road, #16-10, Singapore - 068914

Our grievance / nodal officer may be contacted at:

Zishan Siddiqui

Grievance Officer

The Chopras Global Holdings PTE Ltd

SBF Centre,

160 Robinson Road,

#16-10,

Singapore - 068914

Email: zishans@thechoprasglobal.com

Privileged and confidential

Privacy Policy | September 6, 2021

INTRODUCTION
1. The Chopras Global Holdings PTE Ltd. is an entity registered in Singapore. We are engaged in the business of providing a global education, learning, and investment services Site which caters to students, professionals, universities, corporates and governments. We are committed to ensuring that privacy of our clients, visitors, and other users of the website https://tcglobal.com, its subdomains, the web applications and mobile applications ("Site") is always respected. This Privacy Policy ("Policy") is to serve as a testament to our sincere efforts to uphold privacy laws. In this Policy, "TC Global", "we", or "us" refers to The Chopras Global Holdings PTE Ltd. and its affiliates and "you" refers to a user who has provided any information including Personal Information (as defined below) and using any features therein.
2. The protection and security of your Personal Information and Usage Information (as defined below) is one of our top priorities. This Privacy Policy discloses and explains how we collect, use, share and protect Personal Information, Usage Information or any other information about you. We also provide information regarding how you can access and update your Personal Information and make certain choices about how your Personal Information is used by us. This Privacy Policy does not apply to information we collect by other means (including offline) or from other sources.
3. This Privacy Policy explains what information of yours will be collected by TC Global when you access the Site, how the information will be used, and how you can control the collection, correction and/or deletion of information. We will not use or share your information with anyone except as described in this Privacy Policy. The use of information collected through our Site shall be limited to the purposes under this Privacy Policy.
INFORMATION COLLECTION BY TC GLOBAL
1. Data Controller and Data Processor:
  TC Global controls, collects, owns and directs the use of the Personal Information and Usage Information on its Site and TC Global is the data controller and data processor as regards the Personal Information and Usage Information collected on its Site. For any queries regarding this Privacy Policy and the collection and use of data collected or processed under this Privacy Policy, TC Global can be contacted by mail at The Chopras Global Holdings PTE Ltd, SBF Centre, 160 Robinson Road, #16-10, Singapore - 068914; by phone at +65 9825 6174 or by e-mail at hello@thechoprasglobal.com.
2. Legal basis for collection and processing of Personal/Usage Information:
  The legal basis for collection and processing of any information collected and processed by TC Global including the Personal Information is (i) your consent at the time of providing the Personal Information; (ii) where it is in our legitimate interests to do so and not overridden by your rights (for example, in some cases for direct marketing, fraud prevention, network and information systems security, responding to your communications, the operation of networks of groups by the network administrators, and improving our Site). In some cases, we may also have a legal obligation to collect information about you or may otherwise need the information to protect your vital interests or those of another person. We may also process information to comply with a legal requirement or to perform a contract.
3. Basic Information
  TC Global may ask you to provide certain categories of information such as personal information, which is information that coold reasonably be used to identify you personally, such as your name, gender, family details, address, e-mail address, nationality, details of your passport and other government ID, financial information, academic record / education history, date of birth, mobile number, travel history and medical records ("Personal Information"), when you access the Site, in order to provide you with the services requested.
  Additionally, we may collect this information through various forms and in various places through the Site, including when you first register with us, when you create a transaction, when you contact us, when you update your information or from time to time or when you otherwise interact with us. TC Global may include registration, surveys, and other online forums where users will need to provide Personal Information.
4. Additional Information
  1. Cookies: TC Global may use standard "cookie" browser application feature to collect and understand Site usability trends. Cookies are text files that we may place in your computer browser to store your preferences. Cookies are used to record various aspects of your visit and assist us in providing you with uninterrupted service. One of the primary purposes of cookies is to store your preferences and other information on your computer in order to save you time by eliminating the need to repeatedly enter the same information and to display your personalized content. Cookies are divided into "first party" and "third party":
    First party cookies are the cookies served by the owner of the domain. In our case, that's TC Global. Any cookie we place ourselves is a "first-party cookie."
    
    Third-party cookies are cookies placed on our domains by trusted partners that we've allowed to do so. These can be social media partners, advertising partners, security providers, and more. And they can be either "session cookies" or "permanent cookies":
    
    Session cookies only exist until you close your browser, ending what's called your "session." Then they're deleted.
    
    Permanent cookies have a range of lifespans and stay on your device after the browser is closed. On the Site, we try to only serve permanent cookies (or allow permanent cookies to be served by third parties) that have a limited lifespan. However, for security reasons or in other exceptional circumstances, sometimes we may need to give a cookie a longer lifespan.
    
    Web browser cookies may store info such as your IP address or other identifiers, your browser type, and info about the content you view and interact with on digital services. By storing this info, web browser cookies can remember your preferences and settings for online services and analyze how you use them.
    
    Along with cookies, we also use tracking technologies that are very similar. Our Site may contain small transparent image files or lines of code that record how you interact with them. These include "web beacons," "scripts," "tracking URLs," or "software development kits" (known as SDKs):
    
    Web beacons have a lot of different names. They might also be known as web bugs, tracking bugs, tags, web tags, page tags, tracking pixels, pixel tags, 1x1 GIFs, or clear GIFs. In short, these beacons are a tiny graphic image of just one pixel that can be delivered to your device as part of a web page request, in an app, an advertisement, or an HTML email message. They can be used to retrieve info from your device, such as your device type, operating system, IP address, and the time of your visit. They are also used to serve and read cookies in your browser or to trigger the placement of a cookie.
    
    Scripts are small computer programs embedded within our web pages that give those pages a wide variety of extra functionality. Scripts make it possible for the website to function properly. For example, scripts power certain security features and enable basic interactive features on our website. Scripts can also be used for analytical or advertising purposes. For example, a script can collect info about how you use our website, such as which pages you visit or what you search for.
    
    Tracking URLs are links with a unique identifier in them. These are used to track which website brought you to the Site. An example woold be if you clicked from a social media page, search engine, or one of our affiliate partners' websites.
    
    Software Development Kits (SDKs) are part of our apps' source code. Unlike browser cookies, SDK data is stored in the app storage. They're used to analyze how the apps are being used or to send personalized push notifications. To do this, they record unique identifiers associated with your device, like your device ID, IP address, in-app activity, and network location.
    
    All these tracking technologies are referred to as "cookies" here in this Cookie Statement.
    However, no Personal Information identifying the user is collected nor any data capture mechanisms are employed. The user may change browser settings to accept or reject cookies on personal preference. You have the ability to accept or decline cookies. Most web browsers automatically accept cookies, but you can usually modify the browser setting to decline cookies if you so prefer. If you choose to decline cookies, you may not be able to sign in or use other interactive features of the Site that may depend on cookies. If you choose to accept cookies, you also have the ability to later delete cookies that you have accepted. If you choose to delete cookies, any settings and preferences controlled by those cookies, including advertising preferences, will be deleted and may need to be recreated. We process and keep all data for our own use and, if you wish to opt-out from tracking by TC Global you can do so at hello@thechoprasglobal.com
  2. Information Collected Automatically: In addition to any Personal Information or other information that you choose to submit to us, we may use a variety of technologies that automatically (or passively) collect certain information whenever you access the Site ("Usage Information"). This Usage Information may include the browser that you are using, the URL that referred you to our Site, mobile device model (manufacturer), OS type (IOS/android), OS version, network carrier, IP address, mobile screen size, time zone of the user, browser details, among other information. Usage Information may be non-identifying or may be associated with you. Whenever we associate Usage Information with your Personal Information, we will treat it as Personal Information and the conditions relating to Personal Information under this Privacy Policy will be followed. Traffic data, while anonymous, is gathered and analysed for business needs.
  3. Information Third Parties Provide About You: We may, from time to time, supplement the information we collect about you through our Site with outside records from third parties obtained rightfolly in order to enhance our ability to serve you, to tailor our content to you and to offer you opportunities to use such of our Services that we believe may be of interest to you. We may combine the information we receive from such third party sources with information we collect through the Site or through independent research conducted by TC Global, with your consent. In these cases, we will apply this Privacy Policy to any Personal Information received, unless otherwise provided. We may process such information received from third parties for legitimate commercial purposes or to enter into contractual obligations with you or to folfil certain contractual obligations or where you have requested third parties to provide information about yourself to us.
5. Processing of Data:
  TC Global may also process any Personal Information or Usage Information collected from you for legitimate commercial purposes including to provide you with the requisite information requested. A list of uses of the Personal Information and Usage Information collected is provided at Section 3 of this Policy (Use of Information Collected).
  TC Global implements appropriate technical and organisational measures to ensure a level of security appropriate to the risk of our processing of information about individuals such as (i) only sharing and providing access to your information to the minimum extent necessary, subject to confidentiality restrictions where appropriate, and on an anonymised basis wherever possible; (ii) using secure servers to store your information; (iii) verifying the identity of any individual who requests access to information prior to granting them access to information; and (iv) using Secure Sockets Layer (SSL) software or other similar encryption technologies to encrypt any payment transactions you make on or via our Site.
6. Right of a user in relation to data submitted:
  Any user who has submitted Personal Information on the Site has the right to (i) access, correct, delete such Personal Information subject to us successfolly verifying your identity; (ii) object to us processing your Personal Information on legitimate grounds; (iii) to withdraw your consent to our use of your information at any time where we rely on your consent to use or process that information; (iv) opting out of receiving any promotional or marketing material by clicking on the "Unsubscribe" button or by sending an email to [hello@thechoprasglobal.com]. Please note that if you withdraw your consent, this will not affect the lawfolness of our use and processing of your information on the basis of your consent before the point in time when you withdraw your consent; (v) right to have the Personal Information transferred to another data controller; and (vi) lodge a complaint with a supervisory authority, in particolar in the jurisdiction of your habitual residence, place of work or of an alleged infringement of any applicable data protection laws. Any request received by us by the user in relation to the aforesaid shall be acknowledged by us within seventy-two (72) business hours.
USE OF INFORMATION COLLECTED
1. Business Purposes:
  TC Global does not share any Personal Information with any third party without your consent, except when directed by the law. TC Global can use this data to verify user identity in line with engagement initiated by the user. We will communicate with you using the contact information provided by you in order to respond to any queries that you may have and to provide any information that you may request regarding the services provided through the Site. We may communicate with you either by written, physical communication, email, telephone, SMS or via notifications on your mobile device. We may also send strictly service-related announcements to you periodically and when it is necessary to do so. For instance, if our services are temporarily suspended for maintenance, we might send you an email, text message, flash notification or telephone call. If you do not wish to receive such alerts, you have the option to unsubscribe from such emails or opt out by sending an email to hello@thechoprasglobal.com.
  
  We may use Personal Information or Usage Information collected through the Site in the following ways:
  - to operate and improve our Site and tools associated with the Site;
  - to create aggregated and anonymized information to determine which Site features are most popolar and usefol to users, and for other statistical analyses;
  - to prevent, discover and investigate violations of this Privacy Policy or the Terms of Use of the Site, and to investigate fraud or other matters;
  - To customize the content or the services on the Site for you, or the communications sent to you through the Site.
  - To help provide you the services accessible through the Site, which may include liaising and providing information to visa/customs/immigration offices of various countries and admissions offices of universities situated across the globe;
  - To observe, improve and administer the quality of services on the Site;
  - To analyze how the Site is used, diagnose technical problems;
  - Remember the basic information provided by you for effective access;
  - To confirm your identity in order to determine your eligibility to use the Site and avail our services;
  - To notify you about any changes to the Site;
  - To enable TC Global to comply with its legal and regolatory obligations;
  - For the purpose of sending administrative notices, service-related alerts and other similar communication with a view to optimizing the efficiency of the Site;
  - Doing market research, troubleshooting, protection against error, project planning, fraud and other criminal activity; and
  - To enforce TC Global's Terms of Use.
  - Marketing activities: We use your information for marketing activities. These activities include:
    1. Using your contact info to send you regolar news about relevant products and services. You can unsubscribe from email marketing communications quickly, easily, and anytime. All you need to do is click the "Unsubscribe" link included in each newsletter or other communication.
    2. Based on your info, individualized offers might be shown to you on the Site, on mobile apps, or on third-party websites/apps (including social media sites), and the content of the site displayed to you might be personalized. These coold be offers that you can book directly on the Site, on co-branded sites, or other third-party offers or products we think you might find interesting.
    3. When you participate in other promotional activities (e.g. sweepstakes, referral programs, or competitions), relevant info will be used to administer these promotions.
2. Anonymous:
  We may share non-Personal Information, such as aggregated user statistics and log data, with our business partners for industry analysis, demographic profiling, to deliver targeted advertising about other products or services, or for other business purposes. This information is solely used to analyze company Site and understand usage statistics, as mentioned above, is anonymous. The company may share this data with its business partners on anonymous basis. We do not sell, share, rent or trade the information we have collected about you, including Personal Information, other than as disclosed within this Privacy Policy or at the time you provide your information. We do not share your Personal Information with third parties for those third parties' direct marketing purposes unless you consent to such sharing at the time you provide your Personal Information.
3. Administrative and Legal Reasons:
  We cooperate with government and law enforcement officials and private parties to enforce and comply with the law. Thus, we may access, use, store, transfer and disclose your information (including Personal Information), including disclosure to third parties such as government or law enforcement officials or private parties as we reasonably determine is necessary and appropriate: (i) to satisfy any applicable law, regolation, governmental requests or legal process; (ii) to protect the safety, rights, property or security of TC Global, our services, the Site or any third party; (iii) to protect the safety of the public for any reason; (iv) to detect, prevent or otherwise address fraud, security or technical issues; and /or (v) to prevent or stop any activity we consider to be, or to pose a risk of being, an illegal, unethical, or legally actionable activity. Such disclosures may be carried out without notice to you.
4. Business Transfer:
  We may share your information, including your Personal Information and Usage Information with our parent, subsidiaries and affiliates for internal reasons. We also reserve the right to disclose and transfer all such information: (i) to a subsequent owner, co-owner or operator of the Site or applicable database; or (ii) in connection with a corporate merger, consolidation, restructuring, the sale of substantially all of our membership interests and/or assets or other corporate change, including, during the course of any due diligence process. You will be notified via email and/or a prominent notice on our Site of any change in ownership or uses of your personal information, as well as any choices you may have regarding your personal information. We will endeavor that the transferee who is the recipient of Personal Information and Usage Information commits to privacy measures which are substantially similar to the measures under this privacy policy.
THIRD PARTY CONTENT AND LINKS TO THIRD PARTY SERVICES
We do not include or offer third party products or services on our Site.
DATA TRANSFER
Your information may be stored and processed in Singapore or any other country in which TC Global or its subsidiaries, affiliates or service providers maintain facilities. TC Global may transfer information that we collect about you, including Personal Information, to affiliated entities, or to other third parties across borders and from your country or jurisdiction to other countries or jurisdictions around the world. These countries may have data protection laws that are different to the laws of your country and, in some cases, may not be as protective. We have taken appropriate safeguards to require that your information will remain protected in accordance with this Privacy Policy by entering into requisite agreements with the concerned transferees.
DATA RETENTION
Your information will be retained with TC Global as long as it is needed by TC Global to provide services to you. If you wish to cancel your account or request that TC Global no longer uses your information to provide services, you may contact TC Global at hello@tcglobal.com.. TC Global will promptly delete the information as requested. TC Global will retain and use your information as necessary to comply with its legal obligations, resolve disputes, and enforce its agreements or for other business purposes. When TC Global has no ongoing legitimate business need to process your information, we will either delete or anonymize it.
CONTACT & POLICY UPDATES
In case on any queries on this privacy policy, please contact us at hello@thechoprasglobal.com. TC Global reserves the right to update or modify any part of this policy or make any changes without prior notice to the user. The user is advised to check this page periodically to stay abreast of any policy changes by us.
CHANGE OF INFORMATION AND CANCELLATION OF ACCOUNT
You are responsible for maintaining the accuracy of the information you submit to us, such as your contact information provided as part of account registration. If your Personal Information changes, or if you no longer desire to access the Site, you may correct, delete inaccuracies, or amend information by contacting us through hello@tcglobal.com and we will respond within 72 hours of receipt of communication.
You have the right to request that we rectify or delete the personal data or restrict the processing of your personal data, if you think they are inaccurate. Furthermore, you have the right to object against the processing based on our legitimate interests as a legal basis. We are required to assess and act on your request. Additionally, you also have the right to data portability if it shoold become relevant. You have a right to lodge a complaint with your local supervisory authority.
[You may also cancel or modify your communications that you have elected to receive from the Site by logging into your user account and changing your communication preferences.
If you wish to cancel your account or request that we no longer use your information to provide you details with respect to our services and the Site, please write to us at hello@tcglobal.com.
OPT-OUT
If you wish to opt out of receiving non-essential communications such as promotional and marketing-related information regarding the Site and our services, please send TC Global an email at hello@tcglobal.com.
CHANGES TO THE PRIVACY POLICY
From time to time, we may update this Privacy Policy to reflect changes to our information practices. Any changes will be effective immediately upon the posting of the revised Privacy Policy on the Site. If we make any material changes, we will notify you by email (sent to the e-mail address specified in your account) or by means of a notice on the Site prior to the change becoming effective. We encourage you to periodically review this page for the latest information on our privacy practices.
GRIEVANCE REDRESSAL
If you have any questions or concerns about this Privacy Policy, please feel free to contact us by writing to us at hello@thechoprasglobal.com or using the details provided on our 'Contact Us' page. We will use reasonable efforts to respond promptly to requests, questions or concerns you may have regarding our use of personal information about you. Except where required by law, TC Global cannot ensure a response to questions or comments regarding topics unrelated to this policy or Company's privacy practices.
CONSENT
By consenting to the terms under this Privacy Policy, you are expressly granting TC Global the right to collect, share, transfer, store, retain, disseminate or use the Personal Information/Usage Information collected by TC Global from your usage of the Site in accordance with the terms of the Privacy Policy. You may, at any time, withdraw consent for the collection or processing of Personal Information/Usage Information by sending an email to hello@tcglobal.com. TC Global, shall within 72 hours delete or anonymize the data collected from you.
When you voluntarily send us electronic mail / fillup the form, we will keep a record of this information so that we can respond to you. We only collect information from you when you register on our site or fill out a form. Also, when filling out a form on our site, you may be asked to enter your: name, e-mail address or phone number. You may, however, visit our site anonymously. In case you have submitted your personal information and contact details, we reserve the rights to Call, SMS, Email or WhatsApp about our products and offers, even if your number has DND activated on it.
CONTACT US
If you have any questions about this Privacy Policy, please contact us:
By email: hello@thechoprasglobal.com

In the event of any grievances, user can contact the grievance officer at zishans@thechoprasglobal.com or write to us at the following address:

Zishan Siddiqui

Grievance Officer

The Chopras Global Holdings PTE Ltd

SBF Centre,

160 Robinson Road,

#16-10,

Singapore - 068914

UK vs Canada: Which is Better for Indian Students in 2023?

What are the advantages and disadvantages of studying in each country?

UK

Canada

Winner: Tie

How is campus life in each country?

The UK

Canada

Winner: Canada

What are the career opportunities in the UK vs Canada?

The UK

Canada

Winner: Canada

Cost of living: which country is better?

The UK

Student Halls (Bills Included)

Room in Private Accommodation (Without Bills)

Household Bills (Gas, Electricity, Water, Broadband, and TV License)

Groceries

Socialising (Dining Out, Cafés, Bars)

Public Transport

Mobile Phone Bill

Canada

Housing and Accommodation

Food and Groceries

Utilities and Services

Health Insurance

Entertainment and Leisure

Transportation

Winner: Canada

Courses and study duration

The UK

Canada

Winner: UK

Conclusion

Date added

11.08.2023

Filed under:

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