Top 10 Universities in Australia for International Students in 2024

Global Ed

Top universities in Australia continue to draw an increasing number of international students for a variety of reasons: a renowned education system, a diverse and inclusive society, and a laid-back lifestyle.

With many world-renowned universities to choose from, international students have the opportunity to study at institutions that offer excellent academic programmes, research opportunities, and a vibrant campus life.

During the January 2023 period, a total of 448,274 international students were enrolled in Australian courses. The top three countries of origin for these students were China, India, and Nepal who chose to go various places in Australia, including many Level 1 universities.

In this article, we will look at the top 10 universities in Australia for international students in 2023. Whether you’re pursuing undergraduate or graduate studies, this list will help you find the right university to achieve your academic and career goals in Australia.

Table of Contents

What are the benefits of studying at good Universities in Australia
What are the scholarship options for studying at the best colleges in Australia?
What are the best universities in Australia for international students?
How to apply to Top universities in Australia?

What are the benefits of studying at good Universities in Australia?

With more than 1,100 institutions and 22,000 courses to choose from, students have access to an unrivalled range of study options, available across every discipline and at every level.
Some of the benefits of studying in Australia are as follows:

Hands-on Industry Experience:

Many Australian degrees and vocational courses include work experience programmes and internships, providing students with practical skills that can be applied in the workforce.

The Australian government allows student visa holders to work up to 48 hours per fortnight while studying and there are no restrictions on the working hours during semester breaks. The temporary graduate visa allows you to stay and work in Australia for a limited period once you have graduated. Other opportunities like the Professional Year Program (PYP) permit the graduates of information technology, accounting and engineering degrees to gain mentoring and work experience in an Australian workplace.

Job Opportunities

The Post-Study Work stream is a visa option for international students who have obtained a degree from an Australian institution. This visa allows students to live, work and study in Australia temporarily, as well as bring their immediate family members to stay with them.

Support for International Students

Australia’s Education Services for Overseas Students (ESOS ACT) framework is also in place to enforce the best-practice protection of the rights of international students studying in Australia. This ensures that international students are treated fairly and receive high-quality education and support throughout their studies.

Higher Average Income

According to the study, the average annual income in Australia stood at $60,840, while in Canada and the UK, it was $52,960 and $49,240 respectively.

High Standard of Living

Australia ranks highly when it comes to aspects such as quality of life, education, healthcare and economic freedom. The satisfaction levels of people in Australia are also considerably high as the country ranks 12th in the World Happiness Report with a happiness score of 7.095 making it a great place to live.

Worldwide recognition

In addition, Australia’s education system is governed by the Australian Qualifications Framework (AQF), which provides a clear and easy-to-understand pathway for students to progress through the education system.
The AQF also makes it easy for countries to recognise Australian qualifications, allowing for the issuance of comparable qualifications for local use. India and Australia signed a new education agreement between India and Australia, known as the Mechanism for the Mutual Recognition of Qualifications. This comprehensive agreement mutually recognizes qualifications, facilitating the movement of Indian students and professionals between the two countries.

Overall, studying in Australia provides international students with access to a wide range of high-quality study options, a clear education pathway, and world-class universities. These advantages make Australia a top destination for students looking to achieve academic success and further their careers.

Why Studying in Australia is the Smart Choice for International Students

Unrivalled Range of Study Options
Hands-On Industry Experience and Career Prospects
Job Opportunities through Post-Study Work Stream Visa
Support for International Students through ESOS ACT
Multicultural Society Enriching the Learning Experience
Worldwide Recognition of Qualifications through AQF
India-Australia Education Agreement Facilitating Student Mobility

What are the scholarship options for studying at the best colleges in Australia?

Australia’s universities are consistently ranked among the world’s top 100, offering high-quality education and research opportunities that enable students to achieve great things.
There are several scholarships, grants, and bursaries available to support students financially in Australia. These are provided by the Australian Government, educational institutions, and other public and private organizations.

Australia Awards

The Australia Awards programme is designed to foster knowledge, education links, and enduring ties between Australia and neighbouring countries. It brings together scholarships offered by the Department of Foreign Affairs (DFAT), the Department of Education, and the Australian Centre for International Agricultural Research (ACIAR).

Destination Australia

The Destination Australia Programme (DAP) is a government initiative that funds eligible tertiary education providers to offer scholarships to domestic and international students studying in regional Australia.
Destination Australia scholarships are valued at up to $15,000 per student, per year, and are available to students pursuing studies ranging from a Certificate IV to a PhD for up to four years in regional campus locations across Australia.

Australian Government Research Training Programme (RTP)

The Research Training Programme is a scholarship programme offered by the Australian government to support postgraduate research studies at participating universities. Applications for this scholarship are made directly to the participating university.

Provider Scholarships

Many Australian education providers offer scholarships based on academic merit to qualifying international students. Students are advised to contact the admissions team or international office of their preferred institution for information on available scholarships.
Some of the university scholarships available for international students include
Postgraduate Scholarships for International Students

Vice-Chancellor’s Academic Excellence Postgraduate Scholarships
Deakin Latin America Scholarship
VU Diplomatic Scholarship
Australian Government Research Training Programme (RTP) International Stipend Scholarship
Monash University International Merit Scholarship

Graduate Scholarships for International Students

Western Sydney International Scholarships – Undergraduate
Diploma Pathway Scholarship
Friends of the Grounds Award
Vice-Chancellor’s Social Champion Scholarship
Swinburne International Excellence Undergraduate Scholarship

Career-Based/Vocational Scholarships for International Students

Academic Excellence Scholarships for Onshore
Pathway to Victoria Scholarship Program
WA Regional Bursary for TAFE International Students
Qii Scholarships 2020 – Education for Everyone
Adelaide Education Group’s International Student Support Scholarship

Opportunities Down Under: A Guide to Scholarships for International Students in Australia

Australia Awards programme fosters knowledge, education links, and ties between Australia and neighbouring countries
Destination Australia Programme funds eligible tertiary education providers to offer scholarships to domestic and international students studying in regional Australia
Australian Government Research Training Programme (RTP) supports postgraduate research study at participating universities
Many Australian education providers offer scholarships based on academic merit to qualifying international students
Various university scholarships available for international students include postgraduate, graduate, and career-based/vocational scholarships.

What are the best universities in Australia for international students?

Australia is one of the top study destinations for international students, offering a world-class education system and a multicultural environment. With so many universities to choose from, it can be challenging to decide where to study. Let’s have a look at the top 10 best universities in Australia.

2024 QS World University Rankings in Australia	2024 QS World University Rankings	Name of the University	Average Fee
1	14	University of Melbourne	44, 632 AUD
2	19	UNSW Sydney	45, 030 AUD
3	19	University of Sydney	45,500 AUD
4	34	Australian National University	49,395 AUD
5	42	Monash University	53,000 AUD
6	43	University of Queensland	45,000 AUD
7	72	University of Western Australia	57,000 AUD
8	89	University of Adelaide	50,000 AUD
9	90	University of Technology Sydney (UTS)	24,035 AUD (per session)
10	130	Macquarie University	44,500 AUD

Besides these universities, students may also consider applying to James Cook University, Charles Darwin University, Griffith University, Queensland University of Technology, Curtin University with its Perth Campus, University of Newcastle, Australian Catholic University, University of New South Wales, University of South Australia, and Deakin University among others.

University #1: University of Melbourne

Source: University of Melbourne

The University of Melbourne is an excellent choice for international students seeking a world-class education. As the top-ranked university in Australia and ranked 34th in the world, the university offers exceptional academic programmes that produce graduates with the knowledge and skills needed to succeed in their chosen fields.

Why is it good to study here?

The University of Melbourne is also ranked 8th in graduate employability worldwide. Its commitment to providing a distinctive Melbourne experience ensures that students are well-rounded and thoughtful professionals, making a positive impact across the globe.
Additionally, the university’s research efforts contribute to solving social, economic, and environmental challenges, further highlighting its commitment to creating a better world.

Fees

The average international student fee is 44, 632 AUD per year.

Eligibility

To be eligible for postgraduate study, applicants must:

Have completed an undergraduate degree from the University of Melbourne, another Australian institution, or a university abroad recognized in Australia.
If you have finished an undergraduate degree within the past two years that was entirely taught and evaluated in English, you usually meet the English language criteria.
In certain instances, offers may be subject to meeting the University’s English language standards. Candidates may submit TOEFL, IELTS, Pearson Test of English (academic tests), or Cambridge English Advanced/Certificate in Advanced English (CAE) scores to meet the eligibility criteria.
For Doctorate programmes, completion of Honours and Masters degree in the relevant field is mandatory. Additional credentials, an SOP or a research proposal and work experience are also considered.

Courses offered & admission process

The University of Melbourne offers 207 undergraduate programmes and 204 Postgraduate programmes. The various fields of study include Arts and Humanities, Business and Management, Engineering and Technology, Life Sciences and Medicine, Natural Sciences, and Social Sciences and Management.
Students can apply directly online and all international applicants are required to pay an application fee of AUD$120.

University #2: UNSW Sydney

Source: UNSW

At UNSW, students receive a career-oriented education with a hands-on approach. As a globally acclaimed institution, UNSW is renowned for its outstanding teaching and research programmes that aim to shape a future generation of innovative graduates who can create a positive impact worldwide.
UNSW is committed to offering life-changing experiences, mentorship opportunities, and a chance to unlock your full potential while discovering and developing your strengths.

Why good to study here?

UNSW is ranked 43rd overall in the QS World University Rankings 2022, placing it in the top 50 worldwide. With six subjects ranked in the top 20 in the QS World University Rankings by Subject 2021, students can expect to receive an exceptional education that prepares them for the future.
Additionally, UNSW’s graduates are among the most employable globally, with the university ranked 27th in the QS Graduate Employability Rankings 2020. By choosing UNSW, students can enjoy a unique learning experience that combines academic excellence, practical knowledge, and industry exposure, positioning them as leaders in their chosen fields.

Fees

The average international student fee at UNSW Sydney is 45,030 AUD per year.
Students may also have to incur additional costs for other course-related expenses. UNSW offers over $83 million in scholarships each year.

Eligibility

When applying for a degree at UNSW, it is essential to ensure:

Your secondary or tertiary education qualification is recognised by the university. This may include qualifications such as secondary education, higher education study, diploma and other post-secondary studies, and foundation studies.
For postgraduate study, applicants are typically required to have completed an undergraduate degree at the university level.
Additionally, results from an accepted English language test taken within the last two years prior to commencing at UNSW must be submitted.

Courses offered & admission process

International students can apply online by paying a fee of $125. The university offers courses in a range of subjects which include Natural and Physical Sciences, Information Technology, Engineering and Related Technologies, Architecture and Building, Environmental and Related Studies, Health, Education, Business School and Management, Humanities and Law and Creative Arts

University #3: The University of Sydney

Source: University of Sydney

The University of Sydney is a globally recognised institution with a consistent ranking among the top 50 universities worldwide, the university is renowned for its excellence in education, research, graduate employability and student experience.

Source: University of Sydney

It holds the prestigious position of being the first in Australia and fourth in the world for graduate employability, providing students with unparalleled access to industry connections, real-world experience and career support.

Why good to study here?

The University of Sydney has been ranked 41st in the world in the QS World University Rankings, reinforcing its position as one of the leading universities globally. The university has consistently featured in the top 50 universities in the world, and this latest ranking further solidifies its reputation as a world-class institution for higher education.
The ranking reflects the university’s commitment to excellence in teaching and research, and its ability to attract and retain the brightest minds from around the world.

Fees

The average international student fee at the University of Sydney is 45,500 AUD per year. The university offers $105 million annually in scholarships and prizes.

Eligibility

The eligibility criteria is as follows:

The University of Sydney accepts several English language skills tests, including IELTS Academic, TOEFL iBT, PTE Academic, and Cambridge English C1 Advanced and C2 Proficiency.
All courses at the University of Sydney have English language proficiency requirements, and students must submit results from an accepted English language test taken in the last two years.
For admission into most postgraduate courses, a recognised bachelor’s degree equivalent to an Australian bachelor’s degree is required. Academic performance at the bachelor’s level is considered as part of the application assessment. In some cases, relevant work experience and/or research experience may also be required.
Entry into undergraduate coursework requires a competitive pass in a recognised matriculation examination equivalent to an Australian Year 12 qualification.

Courses offered & admission process

With over 100 majors and minors to choose from, students can combine their interests across disciplines, while over 200 clubs and societies offer opportunities to enrich their student experience.
Students can apply through the Universities Admissions Centre (UAC).

University #4: The Australian National University

Source: Australian National University

Australian National University (ANU) is a leading university known for its exceptional teaching, research, and small class sizes. According to QS World University Rankings, ANU is ranked as the top university in Australia and has a global rank of 30. ANU boasts the highest number of Nobel laureates among its alumni and staff compared to any other university in the country, reflecting its strong research focus.

Why good to study here?

ANU has been a key contributor to the development of Australia’s knowledge and understanding of itself and the world since its establishment in 1946. The university provides a comprehensive range of undergraduate and postgraduate degrees to students from around the world, including flexible double degrees, and is supported by over 3,000 academic and professional staff.
ANU is a member of the Group of Eight, a coalition of leading research-intensive Australian universities, and the only Australian member of the International Alliance of Research Universities, further highlighting its strong research reputation. It has a campus in Canberra.

Fees

The average international student fee at the Australian National University is 49,395 AUD per year.

Eligibility

The eligibility requirements include:

International students must meet the academic and English language requirements for their chosen program.
They must have completed the equivalent of an Australian Year 12 qualification or higher education study for undergraduate and a relevant Bachelor’s degree for post graduate courses.

Courses offered & admission process

The Australian National University (ANU) offers 88 undergraduate programmes and 169 postgraduate programmes across its seven academic colleges which includeThe ANU College of Arts & Social Sciences, ANU College of Science, ANU College of Asia & the Pacific, the ANU College of Engineering & Computer Science, the ANU College of Health & Medicine, the ANU College of Law, and the College of Business and Economics.
Students can apply online and will be required to pay UAC application fees.

University #5: Monash University

Source: Monash University

Monash University is a leading Australian university with a strong global presence, ranked 57th in the QS World University Rankings. With four campuses in Australia and one in Malaysia, Monash is committed to making a difference on a global scale.

Why good to study here?

The university has more than 100 international partners, providing students with access to research collaborations, global partnerships, and a variety of overseas opportunities. Monash’s courses have an international focus, enabling students to learn about varied issues, participate in study abroad programmes, and engage with students from diverse cultures. Students are prepared for the global workforce, offering the opportunity to start their degree in Australia and continue their studies in one of the partner institutions worldwide.

Fees

The average international student fee at Monash University is 53,000 AUD per year.
The university also offers 200 scholarships, as well as fee discounts to its students.

Eligibility

The eligibility criteria for graduate and postgraduate students at Monash University is as follows:

Applicants must hold an undergraduate degree or equivalent qualification for graduate courses.
Postgraduate applicants must hold a bachelor’s degree or an equivalent qualification
Some courses may require a higher GPA, work experience or specific prerequisites.
International students need to meet English language requirements through recognized tests like TOEFL, IELTS or equivalent. Typically, the overall score for IELTS (Academic) should be: Listening 6.0, Reading 6.0, Writing 6.0 and Speaking 6.0
For some courses, students may need to submit GRE, GMAT or other standardized test scores.

Courses offered & admission process

The University of Monash has 127 undergraduate and 214 postgraduate programmes across various disciplines including Arts and Humanities, Business & Management, Engineering and Technology, Life Sciences and Medicine, and Social Sciences and Management. Students can apply directy online.

University #6: The University of Queensland

Source: University of Queensland

What students say

Source: University of Queensland

The University of Queensland, also known as a Level 1 university in Australia, is one of Australia’s most prestigious universities and is dedicated to building a better future for its students and the community, and its teachers are recognised for their ability to empower students as innovative thinkers and leaders.

Why good to study here?

In the QS World University Rankings for 2023, the University of Queensland is ranked 50th in the world. The Times Higher Education World University Rankings for 2023 place it at 53rd in the world. The CWTS Leiden Ranking for 2022 ranks the university at 32nd in the world.

These rankings reflect the university’s commitment to excellence in research and teaching, and its status as one of Australia’s leading institutions. At the Brisbane campus and others, students can expect to receive an education that equips them with the knowledge and skills necessary to succeed in their chosen careers.

Fees

The average international student fee at the University of Queensland is 45,000 AUD per year.

Eligibility

The eligibility criteria are as follows:

International students applying to most programmes at the University of Queensland must meet the minimum English language proficiency requirements, which include obtaining an overall IELTS score of 6.5 and a minimum score of 6.0 in all sub-bands or an equivalent result in an accepted English language test.
International students must also meet the academic entry requirements, which include holding a qualification equivalent to an Australian Year 12 qualification or a recognised higher education qualification, and meeting the minimum grade point average (GPA) requirements for the desired program.
Some programmes may require additional application requirements, such as submitting a portfolio or completing an interview.

Courses offered & admission process

Students can apply via UQ Online Applications or submit a request for a hard copy form by emailing applicationstatus@uq.edu.au. Students are charged a non-refundable fee of A$150 if they use a hard-copy form.
The university offers 128 undergraduate programmes and 172 postgraduate programmes. The University of Queensland offers a diverse range of fields of study, including business, medicine, agriculture, architecture, biology, chemistry, engineering, communication, dentistry, earth and environmental sciences, economics, health and rehabilitation sciences, human movement and nutrition sciences, information technology, mathematics and physics, music, nursing among others.

University #7: The University of Western Australia

Source: The University of Western Australia

The University of Western Australia (UWA) gives students the opportunity to participate in cutting-edge research projects and collaborations with international partners. With a strong focus on innovation and collaboration, UWA is committed to delivering a world-class education to students from all over the globe, and to make a meaningful impact on the world through its research and teaching.
9 of the subjects taught here are ranked in the world’s top 50 according to the QS World University Rankings by Subject 2023.

Why good to study here?

UWA has been ranked as a world top 100 university, securing 85th place in the highly respected Shanghai Ranking’s Academic Ranking of World Universities 2020 and 92nd place in the QS World University Rankings 2020. The university is widely regarded for its excellence in education and research, and its high position in these global rankings is a testament to its commitment to providing students with an excellent academic experience.

Fees

The average international student fee at the University of Western Australia is 57,000 AUD per year.

The university offers the Global Excellence Scholarship, which provides high-achieving undergraduate students with up to $48,000 over four years on eligible undergraduate courses and up to $24,000 over two years on eligible postgraduate courses. Additionally, the institution provides scholarships to students from various countries, further promoting a diverse student community at UWA.

Eligibility

The eligibility requirements for international applicants are:

Completed secondary education that is deemed equivalent to Australian Year 12 level for undergraduate programmes.
Satisfy the University’s English language competence requirement through completion of an accepted English qualification or meeting minimum English language scores in an accepted test.
Some courses may also have specific requirements related to work experience, prior study or other skills, which will be outlined in the course entry requirements.

Courses offered & admission process

UWA offers undergraduate and postgraduate programmes across a broad range of fields, including arts, business, engineering, health and medical sciences, law, and science
Students can apply directly to UWA or may choose to apply via an agent.

University #8: The University of Adelaide

Source: University of Adelaide

Established in 1874, the University of Adelaide is a top 100 global university located in the heart of the city of Adelaide. The university has around 29,000 students and 3,000 staff members who are all dedicated to creating progress for the community. You’d be interested in knowing that Adelaide is home to many top universities, apart from the University of Adelaide.

Why good to study here?

The university has a history of breaking new ground and achieving many firsts in Australia such as welcoming female students and offering science and business degrees.
Ranked as one of the top 100 teaching universities globally in 24 different subject areas, including top-50 rankings in eight areas such as computer science and dentistry, the university has several accomplished individuals such as Australia’s first female prime minister, a female Supreme Court judge, a state governor, and a university chancellor have studied, taught, or conducted research at the university, in addition to five Nobel Prize winners as alumni.

Fees

The average international student fee at the University of Adelaide is 50,000 AUD per year.

Eligibility

The specific entry requirements for graduate and postgraduate programmes at the University of Adelaide vary depending on the programme of study. However, the general entry requirements are as follows:

Students applying for graduate-level courses must hold a bachelor’s degree or equivalent from a recognized university or institution.
For postgraduate courses, students must hold a bachelor’s degree or equivalent, and some programmes may require a certain GPA or specific prerequisite courses
Additionally, students may need to provide proof of English language proficiency through a recognized test, such as the TOEFL or IELTS.

Courses offered & admission process

The university offers 150 undergraduate programmes and 87 postgraduate programmes including dentistry, medicine, nursing, business, music, law, agriculture, engineering, sciences, education, and humanities.
International students from the Middle East, North Africa, Sub-Saharan Africa, South Asia (Bangladesh, India, Maldives, Nepal, Pakistan and Sri Lanka), the Philippines, Vietnam, and Latin America are required order to nominate agents to complete their application. Students can write an email to start@adelaide.edu.au to initiate the process.

University #9: The University of Technology Sydney

Source: UTS

As the No.1 young university in the country, the University of Technology Sydney is dedicated to providing innovative and dynamic learning experiences that inspire students to become the leaders of tomorrow.
They focus on practical, practice-based learning ensuring that students are equipped with the skills and knowledge to excel in their chosen fields. The university aims to create graduates who are ready to make a real-world impact by addressing global challenges.

Why good to study here?

UTS prides itself on being the top university in Australia for research impact. They believe that research and education go hand in hand, and all students benefit from being part of a community that is at the forefront of cutting-edge research. This makes the university’s graduates highly sought after by employers both locally and internationally.

Fees

The average international student fee at the University of Technology Sydney (UTS) is 24,035 AUD per session.

Eligibility

The admission criteria for international students applying to UTS are:

For applying to an undergraduate course, applicants must have passed a recognised matriculation examination equivalent to an Australian Year 12 qualification
For postgraduate courses, students must

Hold a recognised bachelor’s degree equivalent to an Australian bachelor’s degree
Academic performance at the bachelor’s level will be considered as part of your application assessment
Relevant work experience and/or research experience may be required in some instances
Demonstrate work experience/research experience through submission of CV, portfolio, and/or personal statement
English language proficiency requirements for all UTS courses for all students.

Courses offered & admission process

Students can apply through the UTS Online Application System and have to pay a non-refundable A$100 application fee. The university offers 173 undergraduate programmes and 114 postgraduate programmes.
There are various faculties and schools at UTS that offer degrees in different fields including Business and Management, Communication, Education, Design, Architecture and Building, Engineering and Information Technology, Health, Law, Science, and International Studies and Education.

University #10: Macquarie University

Source: Macquarie University
Located in the heart of Sydney, Australia’s largest high-tech precinct, Macquarie University stands as a vibrant hub of discovery, bringing together over 45,000 students, including 10,000 international students, and a dedicated staff of 3,000. Macquarie University graduates distinguish themselves through engagement in opportunities such as Participation and Community Engagement (PACE) and the Global Leadership Programme.
Why good to study here?
With a recent investment exceeding one billion dollars in facilities and infrastructure, Macquarie University has a dynamic and sustainable campus built for collaboration. Renowned for expertise in arts, business, engineering, health, human sciences, medicine, and science, the university offers a diverse range of exceptional undergraduate, postgraduate, and higher-degree research programmes.

Fees

The average international student fee at Macquarie University is 44,500 AUD per year.

Eligibility

The Macquarie University has the following eligibility criteria for international students applying to its graduate and postgraduate programmes:

Applicants must hold a recognized undergraduate degree or equivalent qualification with a minimum GPA as mentioned in the chosen course.
For applicants whose first language is not English, they must meet the English language requirements by achieving a minimum overall score in IELTS, PTE or TOEFL tests.
Some courses may have additional entry requirements such as work experience or prerequisite subjects.

Courses offered & admission process

Macquarie University offers a comprehensive range of academic programmes, with 496 undergraduate programmes and 215 postgraduate programmes spanning various disciplines. The postgraduate offerings include specialized courses across fields such as Business, Biomedical Sciences, Linguistics, Media, Communications, Creative Arts, Language, Literature, Psychology, Security Studies, Criminology, Information Technologies, Law, Education, Social Sciences, Engineering, and Science.

How to apply to Top universities in Australia?

Applying to top universities in Australia can be a daunting task, but with the help of TC Global’s platform, the process can be simplified.

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Here are the steps to apply:

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Start by researching the universities in Australia that offer the programme you want to study. Look into the admission requirements, application deadlines, and any other relevant information. TC Global’s platform has all the relevant information for you in one place allowing you to make the best choice.

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Once you have identified the universities you are interested in, create an account on TC Global’s platform to get started.

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Schedule a consultation with one of TC Global’s experts and advisors to discuss your academic goals, career aspirations, and the universities and programmes that are the best fit for you.

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You represent and warrant that if you are an individual, you are of legal age to form a binding contract, or that if you are registering on behalf of an entity or a minor, that you are lawfully authorized to enter into, and bind the entity or yourself (as the legal guardian of the minor) to, these Terms of Use and register for the Service. The Service is not available to individuals who are younger than 10 years old. TC Global may, in its sole discretion, refuse to offer the Service to any person or entity and change its eligibility criteria at any time.

You are solely responsible for ensuring that these Terms of Use are in compliance with all laws, rules and regulations applicable to you and the right to access the Service is revoked where these Terms of Use or use of the Service is prohibited and, in such circumstances, you agree not to use or access the Site or Services in any way.

If you use a mobile device, please be aware that your carrier's normal rates and fees, such as text messaging and data charges, will still apply. In the event you change or deactivate your mobile telephone number, you agree that you will update your account information on the Services within 48 hours to ensure that your messages are not sent to the person who acquires your old number.

Content

All Content, whether publicly posted or privately transmitted, is the sole responsibility of the person who originated such Content. TC Global cannot guarantee the authenticity of any Content or data which users may provide about themselves. You acknowledge that all Content accessed by you using the Service is at your own risk and you will be solely responsible and liable for any damage or loss to you or any other party resulting therefrom. For purposes of these Terms of Use, the term "Content" includes, without limitation, any location information, video clips, audio clips, responses, information, data, text, photographs, software, scripts, graphics, and interactive features generated, provided, or otherwise made accessible by TC Global on or through the Service. Content added, created, uploaded, submitted, distributed, posted or otherwise obtained through the Service by users, including Content that is added to the Service in connection with users linking their accounts to third party websites and services, is collectively referred to as, "User Submissions".

TC Global Content

The Service contains Content specifically provided by TC Global or its partners and such Content is protected by copyrights, trademarks, service marks, patents, trade secrets or other proprietary rights and laws, as applicable. You shall abide by and maintain all copyright notices, information, and restrictions contained in any Content accessed through the Service.

Subject to these Terms of Use, TC Global grants each user of the Site and/or Service a worldwide, non-exclusive, non-sub licensable and non-transferable license to use, modify and reproduce the Content, solely for personal, non-commercial use. Use, reproduction, modification, distribution or storage of any Content for other than personal, non-commercial use is expressly prohibited without prior written permission from TC Global, or from the copyright holder identified in such Content's copyright notice, as applicable. You shall not sell, license, rent, or otherwise use or exploit any Content for commercial (whether or not for profit) use or in any way that violates any third party right.

User Submissions

We may use your User Submissions in a number of different ways in connection with the Site, Service and TC Global's business as TC Global may determine in its sole discretion, including but not limited to, publicly displaying it, reformatting it, incorporating it into marketing materials, advertisements and other works, creating derivative works from it, promoting it, distributing it, and allowing other users to do the same in connection with their own websites, media platforms, and applications ("Third Party Media"). By submitting User Submissions on the Site or otherwise through the Service, you hereby do and shall grant TC Global a worldwide, non- exclusive, royalty-free, fully paid, sub licensable and transferable license to use, copy, edit, modify, reproduce, distribute, prepare derivative works of, display, perform, and otherwise fully exploit the User Submissions in connection with the Site, the Service and TC Global's (and its successors and assigns') business, including without limitation for promoting and redistributing part or all of the Site (and derivative works thereof) or the Service in any media formats and through any media channels (including, without limitation, third party websites and feeds). You also hereby do and shall grant each user of the Site and/or the Service, including Third Party Media, a non-exclusive license to access your User Submissions through the Site and the Service, and to use, edit, modify, reproduce, distribute, prepare derivative works of, display and perform such User Submissions in connection with their use of the Site, Service and Third Party Media. For clarity, the foregoing license grant to TC Global does not affect your other ownership or license rights in your User Submission(s), including the right to grant additional licenses to the material in your User Submission(s), unless otherwise agreed in writing with TC Global.

You represent and warrant that you have all rights to grant such license to us without infringement or violation of any third party rights, including without limitation, any privacy rights, publicity rights, copyrights, contract rights, or any other intellectual property or proprietary rights.

You understand that all information publicly posted or privately transmitted through the Site is the sole responsibility of the person from whom such Content originated; that TC Global will not be liable for any errors or omissions in any Content; and that TC Global cannot guarantee the identity of any other users with whom you may interact in the course of using the Service.

You should be aware that the opinions expressed in the Content in User Submissions are theirs alone and do not reflect the opinions of TC Global. TC Global is not responsible for the accuracy of any of the information supplied in User Submissions or in relation to any comments that are posted.

You should bear in mind that circumstances change and that information that may have been accurate at the time of posting will not necessarily remain so.

When you delete your User Submissions, they will be removed from the Service. However, you understand that any removed User Submissions may persist in backup copies for a reasonable period of time (but following removal will not be shared with others) or may remain with users who have previously accessed or downloaded your User Submissions.

Rules and Conduct

As a condition of use, you promise not to use the Service for any purpose that is prohibited by these Terms of Use. You are responsible for all of your activity in connection with the Service.

Additionally, you shall abide by all applicable local, state, national and international laws and regulations and, if you represent a business, any advertising, marketing, privacy, or other self-regulatory code(s) applicable to your industry.

By way of example, and not as a limitation, you shall not (and shall not permit any third party to) either (a)take any action or (b)upload, download, post, submit or otherwise distribute or facilitate distribution of any Content on or through the Service, including without limitation any User Submission, that:

belongs to another person and to which the user does not have any right;
is defamatory, obscene, pornographic, pedophilic, invasive of another's privacy, including bodily privacy, insulting or harassing on the basis of gender, libelous, racially or ethnically objectionable, relating or encouraging money laundering or gambling, or otherwise inconsistent with or contrary to the laws in force;
is harmful to a minor;
infringes any patent, trademark, copyright or other proprietary rights;
violates any law for the time being in force;
deceives or misleads the addressee about the origin of the message or knowingly and intentionally communicates any information which is patently false or misleading in nature but may reasonably be perceived as a fact;
impersonates another person;
threatens the unity, integrity, defence, security or sovereignty of India, friendly relations with foreign states, or public order, or causes incitement to the commission of any cognizable offence or prevents investigation of any offence or is insulting other nation;
contains software virus or any other computer code, file or program designed to interrupt, destroy or limit the functionality of any computer resource;
is patently false and untrue, and is written or published in any form, with the intent to mislead or harass a person, entity or agency for financial gain or to cause any injury to any person.

Additionally, you agree not to:

contact anyone who has asked not to be contacted, or makes unsolicited contact with anyone for any commercial purpose, specifically, contact any user to post an advertisement on a third party website or post any advertisement on behalf of such user; or to "stalk" or otherwise harass anyone;
make any libelous or defamatory comments or postings to or against anyone;
collect personal data about other users or entities for commercial or unlawful purposes;
use automated means, including spiders, robots, crawlers, data mining tools, or the like to download or scrape data from the Site, except for internet search engines (eg. Google) and non-commercial public archives (e.g. archive.org) that comply with our robots.txt file;
post Content that is outside the local area or not relevant to the local area, repeatedly post the same or similar Content, or otherwise impose unreasonable or disproportionately large loads on our servers and other infrastructure;
attempt to gain unauthorized access to computer systems owned or controlled by TC Global or engage in any activity that disrupts, diminishes the quality of, interferes with the performance of, or impairs the functionality of, the Service or the Site.
use any automated device or software that enables the submission of automatic postings on TC Global without human intervention or authorship (an "automated posting device"), including without limitation, the use of any such automated posting device in connection with bulk postings, or for automatic submission of postings at certain times or intervals; or
Any Content uploaded by you shall be subject to relevant laws and may disabled, or and may be subject to investigation under appropriate laws. Furthermore, if you are found to be in non-compliance with the laws and regulations, these terms, or the privacy policy of the Site, we may terminate your account/block your access to the Site and we reserve the right to remove any non-compliant Content uploaded by you.

TC Global does not guarantee that any Content or User Submissions (as defined above) will be made available on the Site or through the Service. TC Global has no obligation to monitor the Site, Service, Content, or User Submissions. However, TC Global reserves the right to (i) remove, suspend, edit or modify any Content in its sole discretion, including without limitation any User Submissions at any time, without notice to you and for any reason (including, but not limited to, upon receipt of claims or allegations from third parties or authorities relating to such Content or if TC Global is concerned that you may have violated these Terms of Use), or for no reason at all and (ii) to remove, suspend or block any User Submissions from the Service. TC Global also reserves the right to access, read, preserve, and disclose any information as TC Global reasonably believes is necessary to (i) satisfy any applicable law, regulation, legal process or governmental request, (ii) enforce these Terms of Use, including investigation of potential violations hereof, (iii) detect, prevent, or otherwise address fraud, security or technical issues, (iv) respond to user support requests, or (v) protect the rights, property or safety of TC Global, its users and the public.

Technical Failures

It is possible that you may face disruptions, including, but not limited to errors, disconnections or interferences in communication in the internet services, software or hardware that you have used to avail our Service. TC Global is not responsible for such factors in the disruption or interruption in the Service and you take full responsibility with complete knowledge for any risk of loss or damages caused due to interruption of services for any such reasons.

Advertisements, Third Party Sites and Services

Some of the TC Global Services are supported by advertising revenue and may display advertisements, promotions, and links to third-party websites. You hereby agree that TC Global may place such advertising and promotions on the TC Global Services or on, about, or in conjunction with your Content. The manner, mode and extent of such advertising and promotions are subject to change without specific notice to you.

The Service may permit you to link to other websites, services or resources on the Internet, and other websites, services or resources may contain links to the Site. When you access third party websites, you do so at your own risk. These other websites are not under TC Global's control, and you acknowledge that TC Global is not responsible or liable for the content, functions, accuracy, legality, appropriateness or any other aspect of such websites or resources. The inclusion of any such link does not imply endorsement by TC Global or any association with its operators. You further acknowledge and agree that TC Global shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with the use of or reliance on any such Content, goods or services available on or through any such website or resource.

Termination

TC Global may terminate your access to all or any part of the Service at any time, with or without cause, with or without notice, effective immediately, which may result in the forfeiture and destruction of all information associated with your membership. If you wish to terminate your account, you may do so by contacting us at hello@tcglobal.com till we develop the procedure on the website and apps. Any fees paid hereunder are non-refundable. All provisions of these Terms of Use which by their nature should survive termination shall survive termination, including, without limitation, ownership provisions, warranty disclaimers, indemnity and limitations of liability.

Warranty Disclaimer

Save to the extent required by law, TC Global has no special relationship with or fiduciary duty to you. You acknowledge that TC Global has no control over, and no duty to take any action regarding: which users gain access to the Service; what Content you access via the Service; what effects the Content may have on you; how you may interpret or use the Content; or what actions you may take as a result of having been exposed to the Content.

You release TC Global from all liability for you having acquired or not acquired Content through the Service. The Service may contain, or direct you to websites containing, information that some people may find offensive or inappropriate. TC Global makes no representations concerning any Content contained in or accessed through the Service, and TC Global will not be responsible or liable for the accuracy, copyright compliance, legality or decency of material contained in or accessed through the Service and cannot be held liable for any third-party claims, losses or damages.

You release us from all liability relating to your connections and relationships with other users. You understand that we do not, in any way, screen users, nor do we inquire into the backgrounds of users or attempt to verify their backgrounds or statements. We make no representations or warranties as to the conduct of users or the veracity of any information users provide. In no event shall we be liable for any damages whatsoever, whether direct, indirect, general, special, compensatory, consequential, and/or incidental, arising out of or relating to the conduct of you or anyone else in connection with the Services, including, without limitation, bodily injury, emotional distress, and any damages resulting in any way from communications or meetings with users or persons you may otherwise meet through the Services. As such, you agree to take reasonable precautions and exercise the utmost personal care in all interactions with any individual you come into contact with through the Service,
particularly if you decide to meet such individuals in person. For example, you should not, under any circumstances, provide your financial information (e.g., credit card or bank account numbers) to other individuals.

THE SITE, SERVICE AND CONTENT ARE PROVIDED "AS IS", "AS AVAILABLE" AND ARE PROVIDED WITHOUT ANY REPRESENTATIONS OR WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, THE IMPLIED WARRANTIES OF TITLE, NONINFRINGEMENT, MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE, AND ANY WARRANTIES IMPLIED BY ANY COURSE OF PERFORMANCE OR USAGE OF TRADE, ALL OF WHICH ARE EXPRESSLY DISCLAIMED, SAVE TO THE EXTENT REQUIRED BY LAW.

TC GLOBAL, AND ITS AFFILIATES, TEAM, DIRECTORS, EMPLOYEES, AGENTS, REPRESENTATIVES, SUPPLIERS, PARTNERS AND CONTENT PROVIDERS DO NOT WARRANT THAT: (A) THE SERVICE WILL BE SECURE OR AVAILABLE AT ANY PARTICULAR TIME OR LOCATION; (B) ANY DEFECTS OR ERRORS WILL BE CORRECTED; (C) ANY CONTENT OR SOFTWARE AVAILABLE AT OR THROUGH THE SERVICE IS FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS; OR (D) THE RESULTS OF USING THE SERVICE WILL MEET YOUR REQUIREMENTS. YOUR USE OF THE WEBSITE, SERVICE AND CONTENT IS SOLELY AT YOUR OWN RISK. SOME STATES / COUNTRIES DO NOT ALLOW LIMITATIONS ON IMPLIED WARRANTIES, SO THE ABOVE LIMITATIONS MAY NOT APPLY TO YOU.

Indemnification

You shall defend, indemnify, and hold harmless TC Global, its affiliates and each of its and its affiliates' employees, contractors, directors, suppliers and representatives from all losses, costs, actions, claims, damages, expenses (including reasonable legal costs) or liabilities, that arise from or relate to your use or misuse of, or access to, the Site, Service, Content or otherwise from your User Submissions, violation of these Terms of Use, or infringement by you, or any third party using the your account, of any intellectual property or other right of any person or entity (save to the extent that a court of competent jurisdiction holds that such claim arose due to an act or omission of TC Global). TC Global reserves the right to assume the exclusive defense and control of any matter otherwise subject to indemnification by you, in which event you will assist and cooperate with TC Global in asserting any available defenses.

Limitation of Liability

ALL LIABILITY OF TC GLOBAL, ITS AFFILIATES, DIRECTORS, EMPLOYEES, AGENTS, REPRESENTATIVES, PARTNERS, SUPPLIERS OR CONTENT PROVIDERS HOWSOEVER ARISING FOR ANY LOSS SUFFERED AS A RESULT OF YOUR USE OF THE SITE, SERVICE, CONTENT OR USER SUBMISSIONS IS EXPRESSLY EXCLUDED TO THE FULLEST EXTENT PERMITTED BY LAW, SAVE THAT, IF A COURT OF COMPETENT JURISDICTION DETERMINES THAT LIABILITY OF TC GLOBAL, ITS DIRECTORS, EMPLOYEES, AGENTS, REPRESENTATIVES, PARTNERS, SUPPLIERS OR CONTENT PROVIDERS (AS APPLICABLE) HAS ARISEN, THE TOTAL OF SUCH LIABILITY SHALL BE LIMITED IN AGGREGATE TO THE VALUE OF TC GLOBAL'S SERVICES AVAILED BY THE USER FOR 12 MONTHS PRIOR TO THE INITIATION OF A CLAIM.

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL TC GLOBAL, NOR ITS DIRECTORS, EMPLOYEES, AGENTS, REPRESENTATIVES, PARTNERS, SUPPLIERS OR CONTENT PROVIDERS, BE LIABLE UNDER CONTRACT, TORT, STRICT LIABILITY, NEGLIGENCE OR ANY OTHER LEGAL OR EQUITABLE THEORY OR OTHERWISE (AND WHETHER OR NOT TC GLOBAL, ITS DIRECTORS, EMPLOYEES, AGENTS, REPRESENTATIVES, PARTNERS, SUPPLIERS OR CONTENT PROVIDERS HAD PRIOR KNOWLEDGE OF THE CIRCUMSTANCES GIVING RISE TO SUCH LOSS OR DAMAGE) WITH RESPECT TO THE SITE, SERVICE, CONTENT OR USER SUBMISSIONS FOR:

INDIRECT OR CONSEQUENTIAL LOSSES OR DAMAGES;
LOSS OF ACTUAL OR ANTICIPATED PROFITS;
LOSS OF REVENUE;
LOSS OF GOODWILL;
LOSS OF DATA;
LOSS OF ANTICIPATED SAVINGS;
WASTED EXPENDITURE; OR
COST OF PROCUREMENT OF SUBSTITUE GOODS OR SERVICES.

NOTHING IN THESE TERMS OF USE SHALL BE DEEMED TO EXCLUDE OR LIMIT YOUR LIABILITY IN RESPECT OF ANY INDEMNITY GIVEN BY YOU UNDER THESE TERMS OF USE. APPLICABLE LAW MAY NOT ALLOW THE LIMITATION OR EXCLUSION OF LIABILITY OR INCIDENTAL OR CONSEQUENTIAL DAMAGES, SO THE ABOVE LIMITATION OR EXCLUSION MAY NOT APPLY TO YOU. IN SUCH CASES, TC GLOBAL'S LIABILITY WILL BE LIMITED TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW.

Governing Law

A printed version of these Terms of Use and of any notice given in electronic form shall be admissible in judicial or administrative proceedings based upon or relating to these Terms of Use to the same extent and subject to the same conditions as other business documents and records originally generated and maintained in printed form. You and TC Global agree that any cause of action arising out of or related to the Service must commence within one (1) year after the cause of action arose; otherwise, such cause of action is permanently barred.

Terms of Use and all other policies available on this Service shall be interpreted and construed in accordance with the laws of India. Any dispute arising out of or in connection with these Terms of Use and/ or other policies available on this App, including any question regarding its existence, validity or termination, shall be referred to and finally resolved by arbitration administered by the Singapore International Arbitration Centre ("SIAC") in accordance with the Arbitration Rules of the Singapore International Arbitration Centre ("SIAC Rules") for the time being in force, which rules are deemed to be incorporated by reference in this clause. The Tribunal shall consist of 3 arbitrators. The seat and venue of Arbitration shall be Singapore and the language of proceedings shall be English. Subject to the foregoing, the Courts of Singapore shall have exclusive jurisdiction over any disputes relating to the subject matter, herein.

Notwithstanding the foregoing, if a dispute arises with respect to the validity, scope, enforceability, inventorship, ownership, infringement, breach or unauthorised use of any patent, trademark, copyright or other intellectual property right or any non-proprietary data owned and/or controlled by TC Global, whether or not arising from the Terms of Use, such dispute (at the option of TC Global) shall not be submitted to arbitration and instead, TC Global shall be free to initiate litigation, including but not limited to a claim for interim injunctive relief, in a court of competent jurisdiction, in any country or other jurisdiction in which such rights apply.

Integration and Severability

These Terms of Use are the entire agreement between you and TC Global with respect to the Service and use of the Site, Service, Content or User Submissions, and supersede all prior or contemporaneous communications and proposals (whether oral, written or electronic) between you and TC Global with respect to the Site. If any provision of these Terms of Use is found to be unenforceable or invalid, that provision will be limited or eliminated to the minimum extent necessary so that these Terms of Use will otherwise remain in full force and effect and enforceable. The failure of either party to exercise in any respect any right provided for herein shall not be deemed a waiver of any further rights hereunder. Waiver of compliance in any particular instance does not mean that we will waive compliance in the future. In order for any waiver of compliance with these Terms of Use to be binding, TC Global must provide you with written notice of such waiver through one of its authorized representatives.

Modification of Terms of Use

TC Global reserves the right, at its sole discretion, to modify or replace any of these Terms of Use, or change, suspend, or discontinue the Service (including without limitation, the availability of any feature, database, or content) at any time by posting a notice on the Site or by sending you notice through the Service or via email. TC Global may also impose limits on certain features and services or restrict your access to parts or all of the Service without notice or liability. It is your responsibility to check these Terms of Use periodically for changes. Your continued use of the Service following the posting of any changes to these Terms of Use constitutes acceptance of those changes. You shall also be notified of any modifications to these Terms of Use as and when effected or at least once a year.

Other Provisions

Claims of Copyright or Trademark Infringement

Claims of copyright or trademark infringement should be sent to TC Global's designated agent. If you believe that someone is infringing your copyright or trademark rights on the Site, you can report it to us by contacting our designated agent at hello@thechoprasglobal.com with a report containing the following information:

your complete contact information (name, mailing address and phone number),
a detailed description of the Content that you claim infringes your copyright or trademark along with details on how it infringes upon your copyright or trademark,
the web address (URL) of the infringing content,
a declaration that you are filing this report in good faith and that all the information provided is accurate and that you are the owner of the copyright and/or trademark in question.

Please attach your digital signature or physical signature to the report.

Within 36 hours of receiving this notice with the above mentioned details, we will take down the allegedly infringing material from public view while we assess the issues identified in your notice.

On completion of the take-down procedure above:

If the complainant is successful in obtaining an order of injunction from a court of competent jurisdiction within 21 days from filing the complaint, the material will be permanently removed from TC Global's Site and database upon TC Global being provided with a copy of such order;
If the complainant is not successful in obtaining an order of injunction from a court of competent jurisdiction within 21 days from receiving notice from the complainant, the material will be made available for public view once again.

Before you submit a report of infringement, you may want to send a message to the person who posted the Content. You may be able to resolve the issue without contacting TC Global. Please remember, only the copyright/trademark owner or their authorized representative may file a report of infringement. If you believe something on the Site infringes someone else's copyright/trademark, you may want to let the rights owner know.

Notice

TC Global may give notice by means of a general notice on the Site / Service, notification within the mobile application on your account, electronic mail to your email address in your account, or by written communication sent to your address as set forth in your account. You may give notice to TC Global by written communication to TC Global's email address at hello@tcglobal.com or physical address at No. 3, Shenton Way, #10-05/06, Shenton House, Singapore, 068805.

General

You may not assign or transfer these Terms of Use in whole or in part without TC Global's prior written approval. You hereby give your approval to TC Global for it to assign or transfer these Terms in whole or in part, including to: (i) a subsidiary or affiliate; (ii) an acquirer of TC Global's equity, business or assets; or (iii) a successor by merger. No joint venture, partnership, employment or agency relationship exists between you, TC Global or any Third Party Provider as a result of the contract between you and TC Global or use of the Services.

If any provision of these Terms is held to be illegal, invalid or unenforceable, in whole or in part, under any law, such provision or part thereof shall to that extent be deemed not to form part of these Terms but the legality, validity and enforceability of the other provisions in these Terms shall not be affected. In that event, the parties shall replace the illegal, invalid or unenforceable provision or part thereof with a provision or part thereof that is legal, valid and enforceable and that has, to the greatest extent possible, a similar effect as the illegal, invalid or unenforceable provision or part thereof, given the contents and purpose of these Terms. These Terms constitute the entire agreement and understanding of the parties with respect to its subject matter and replaces and supersedes all prior or contemporaneous agreements or undertakings regarding such subject matter. In these Terms, the words "including" and "include" mean "including, but not limited to."

Miscellaneous

TC Global shall not be liable for any failure to perform its obligations hereunder where such failure results from any cause beyond TC Global's reasonable control, including, without limitation, mechanical, electronic or communications failure or degradation (including "line-noise" interference). These Terms of Use are personal to you, and are not assignable, transferable or sublicensable by you except with TC Global's prior written consent. TC Global may assign, transfer or delegate any of its rights and obligations hereunder without consent. No agency, partnership, joint venture, or employment relationship is created as a result of these Terms of Use and neither party has any authority of any kind to bind the other in any respect.

Unless otherwise specified in these Term of Use, all notices under these Terms of Use will be in writing and will be deemed to have been duly given when received, if personally delivered or sent by certified or registered mail, return receipt requested; when receipt is electronically confirmed, if transmitted by facsimile or e-mail; or the day after it is sent, if sent for next day delivery by recognized overnight delivery service.

I authorise TC Global & its representatives to contact me with updates and notifications via Email/SMS/What'sApp/Call. This will override DND/NDNC.

Contact

You may contact us at the following address:

The Chopras Global Holdings PTE Ltd

SBF Centre, 160 Robinson Road, #16-10, Singapore - 068914

Our grievance / nodal officer may be contacted at:

Zishan Siddiqui

Grievance Officer

The Chopras Global Holdings PTE Ltd

SBF Centre,

160 Robinson Road,

#16-10,

Singapore - 068914

Email: zishans@thechoprasglobal.com

Privileged and confidential

Privacy Policy | September 6, 2021

INTRODUCTION
1. The Chopras Global Holdings PTE Ltd. is an entity registered in Singapore. We are engaged in the business of providing a global education, learning, and investment services Site which caters to students, professionals, universities, corporates and governments. We are committed to ensuring that privacy of our clients, visitors, and other users of the website https://tcglobal.com, its subdomains, the web applications and mobile applications ("Site") is always respected. This Privacy Policy ("Policy") is to serve as a testament to our sincere efforts to uphold privacy laws. In this Policy, "TC Global", "we", or "us" refers to The Chopras Global Holdings PTE Ltd. and its affiliates and "you" refers to a user who has provided any information including Personal Information (as defined below) and using any features therein.
2. The protection and security of your Personal Information and Usage Information (as defined below) is one of our top priorities. This Privacy Policy discloses and explains how we collect, use, share and protect Personal Information, Usage Information or any other information about you. We also provide information regarding how you can access and update your Personal Information and make certain choices about how your Personal Information is used by us. This Privacy Policy does not apply to information we collect by other means (including offline) or from other sources.
3. This Privacy Policy explains what information of yours will be collected by TC Global when you access the Site, how the information will be used, and how you can control the collection, correction and/or deletion of information. We will not use or share your information with anyone except as described in this Privacy Policy. The use of information collected through our Site shall be limited to the purposes under this Privacy Policy.
INFORMATION COLLECTION BY TC GLOBAL
1. Data Controller and Data Processor:
  TC Global controls, collects, owns and directs the use of the Personal Information and Usage Information on its Site and TC Global is the data controller and data processor as regards the Personal Information and Usage Information collected on its Site. For any queries regarding this Privacy Policy and the collection and use of data collected or processed under this Privacy Policy, TC Global can be contacted by mail at The Chopras Global Holdings PTE Ltd, SBF Centre, 160 Robinson Road, #16-10, Singapore - 068914; by phone at +65 9825 6174 or by e-mail at hello@thechoprasglobal.com.
2. Legal basis for collection and processing of Personal/Usage Information:
  The legal basis for collection and processing of any information collected and processed by TC Global including the Personal Information is (i) your consent at the time of providing the Personal Information; (ii) where it is in our legitimate interests to do so and not overridden by your rights (for example, in some cases for direct marketing, fraud prevention, network and information systems security, responding to your communications, the operation of networks of groups by the network administrators, and improving our Site). In some cases, we may also have a legal obligation to collect information about you or may otherwise need the information to protect your vital interests or those of another person. We may also process information to comply with a legal requirement or to perform a contract.
3. Basic Information
  TC Global may ask you to provide certain categories of information such as personal information, which is information that coold reasonably be used to identify you personally, such as your name, gender, family details, address, e-mail address, nationality, details of your passport and other government ID, financial information, academic record / education history, date of birth, mobile number, travel history and medical records ("Personal Information"), when you access the Site, in order to provide you with the services requested.
  Additionally, we may collect this information through various forms and in various places through the Site, including when you first register with us, when you create a transaction, when you contact us, when you update your information or from time to time or when you otherwise interact with us. TC Global may include registration, surveys, and other online forums where users will need to provide Personal Information.
4. Additional Information
  1. Cookies: TC Global may use standard "cookie" browser application feature to collect and understand Site usability trends. Cookies are text files that we may place in your computer browser to store your preferences. Cookies are used to record various aspects of your visit and assist us in providing you with uninterrupted service. One of the primary purposes of cookies is to store your preferences and other information on your computer in order to save you time by eliminating the need to repeatedly enter the same information and to display your personalized content. Cookies are divided into "first party" and "third party":
    First party cookies are the cookies served by the owner of the domain. In our case, that's TC Global. Any cookie we place ourselves is a "first-party cookie."
    
    Third-party cookies are cookies placed on our domains by trusted partners that we've allowed to do so. These can be social media partners, advertising partners, security providers, and more. And they can be either "session cookies" or "permanent cookies":
    
    Session cookies only exist until you close your browser, ending what's called your "session." Then they're deleted.
    
    Permanent cookies have a range of lifespans and stay on your device after the browser is closed. On the Site, we try to only serve permanent cookies (or allow permanent cookies to be served by third parties) that have a limited lifespan. However, for security reasons or in other exceptional circumstances, sometimes we may need to give a cookie a longer lifespan.
    
    Web browser cookies may store info such as your IP address or other identifiers, your browser type, and info about the content you view and interact with on digital services. By storing this info, web browser cookies can remember your preferences and settings for online services and analyze how you use them.
    
    Along with cookies, we also use tracking technologies that are very similar. Our Site may contain small transparent image files or lines of code that record how you interact with them. These include "web beacons," "scripts," "tracking URLs," or "software development kits" (known as SDKs):
    
    Web beacons have a lot of different names. They might also be known as web bugs, tracking bugs, tags, web tags, page tags, tracking pixels, pixel tags, 1x1 GIFs, or clear GIFs. In short, these beacons are a tiny graphic image of just one pixel that can be delivered to your device as part of a web page request, in an app, an advertisement, or an HTML email message. They can be used to retrieve info from your device, such as your device type, operating system, IP address, and the time of your visit. They are also used to serve and read cookies in your browser or to trigger the placement of a cookie.
    
    Scripts are small computer programs embedded within our web pages that give those pages a wide variety of extra functionality. Scripts make it possible for the website to function properly. For example, scripts power certain security features and enable basic interactive features on our website. Scripts can also be used for analytical or advertising purposes. For example, a script can collect info about how you use our website, such as which pages you visit or what you search for.
    
    Tracking URLs are links with a unique identifier in them. These are used to track which website brought you to the Site. An example woold be if you clicked from a social media page, search engine, or one of our affiliate partners' websites.
    
    Software Development Kits (SDKs) are part of our apps' source code. Unlike browser cookies, SDK data is stored in the app storage. They're used to analyze how the apps are being used or to send personalized push notifications. To do this, they record unique identifiers associated with your device, like your device ID, IP address, in-app activity, and network location.
    
    All these tracking technologies are referred to as "cookies" here in this Cookie Statement.
    However, no Personal Information identifying the user is collected nor any data capture mechanisms are employed. The user may change browser settings to accept or reject cookies on personal preference. You have the ability to accept or decline cookies. Most web browsers automatically accept cookies, but you can usually modify the browser setting to decline cookies if you so prefer. If you choose to decline cookies, you may not be able to sign in or use other interactive features of the Site that may depend on cookies. If you choose to accept cookies, you also have the ability to later delete cookies that you have accepted. If you choose to delete cookies, any settings and preferences controlled by those cookies, including advertising preferences, will be deleted and may need to be recreated. We process and keep all data for our own use and, if you wish to opt-out from tracking by TC Global you can do so at hello@thechoprasglobal.com
  2. Information Collected Automatically: In addition to any Personal Information or other information that you choose to submit to us, we may use a variety of technologies that automatically (or passively) collect certain information whenever you access the Site ("Usage Information"). This Usage Information may include the browser that you are using, the URL that referred you to our Site, mobile device model (manufacturer), OS type (IOS/android), OS version, network carrier, IP address, mobile screen size, time zone of the user, browser details, among other information. Usage Information may be non-identifying or may be associated with you. Whenever we associate Usage Information with your Personal Information, we will treat it as Personal Information and the conditions relating to Personal Information under this Privacy Policy will be followed. Traffic data, while anonymous, is gathered and analysed for business needs.
  3. Information Third Parties Provide About You: We may, from time to time, supplement the information we collect about you through our Site with outside records from third parties obtained rightfolly in order to enhance our ability to serve you, to tailor our content to you and to offer you opportunities to use such of our Services that we believe may be of interest to you. We may combine the information we receive from such third party sources with information we collect through the Site or through independent research conducted by TC Global, with your consent. In these cases, we will apply this Privacy Policy to any Personal Information received, unless otherwise provided. We may process such information received from third parties for legitimate commercial purposes or to enter into contractual obligations with you or to folfil certain contractual obligations or where you have requested third parties to provide information about yourself to us.
5. Processing of Data:
  TC Global may also process any Personal Information or Usage Information collected from you for legitimate commercial purposes including to provide you with the requisite information requested. A list of uses of the Personal Information and Usage Information collected is provided at Section 3 of this Policy (Use of Information Collected).
  TC Global implements appropriate technical and organisational measures to ensure a level of security appropriate to the risk of our processing of information about individuals such as (i) only sharing and providing access to your information to the minimum extent necessary, subject to confidentiality restrictions where appropriate, and on an anonymised basis wherever possible; (ii) using secure servers to store your information; (iii) verifying the identity of any individual who requests access to information prior to granting them access to information; and (iv) using Secure Sockets Layer (SSL) software or other similar encryption technologies to encrypt any payment transactions you make on or via our Site.
6. Right of a user in relation to data submitted:
  Any user who has submitted Personal Information on the Site has the right to (i) access, correct, delete such Personal Information subject to us successfolly verifying your identity; (ii) object to us processing your Personal Information on legitimate grounds; (iii) to withdraw your consent to our use of your information at any time where we rely on your consent to use or process that information; (iv) opting out of receiving any promotional or marketing material by clicking on the "Unsubscribe" button or by sending an email to [hello@thechoprasglobal.com]. Please note that if you withdraw your consent, this will not affect the lawfolness of our use and processing of your information on the basis of your consent before the point in time when you withdraw your consent; (v) right to have the Personal Information transferred to another data controller; and (vi) lodge a complaint with a supervisory authority, in particolar in the jurisdiction of your habitual residence, place of work or of an alleged infringement of any applicable data protection laws. Any request received by us by the user in relation to the aforesaid shall be acknowledged by us within seventy-two (72) business hours.
USE OF INFORMATION COLLECTED
1. Business Purposes:
  TC Global does not share any Personal Information with any third party without your consent, except when directed by the law. TC Global can use this data to verify user identity in line with engagement initiated by the user. We will communicate with you using the contact information provided by you in order to respond to any queries that you may have and to provide any information that you may request regarding the services provided through the Site. We may communicate with you either by written, physical communication, email, telephone, SMS or via notifications on your mobile device. We may also send strictly service-related announcements to you periodically and when it is necessary to do so. For instance, if our services are temporarily suspended for maintenance, we might send you an email, text message, flash notification or telephone call. If you do not wish to receive such alerts, you have the option to unsubscribe from such emails or opt out by sending an email to hello@thechoprasglobal.com.
  
  We may use Personal Information or Usage Information collected through the Site in the following ways:
  - to operate and improve our Site and tools associated with the Site;
  - to create aggregated and anonymized information to determine which Site features are most popolar and usefol to users, and for other statistical analyses;
  - to prevent, discover and investigate violations of this Privacy Policy or the Terms of Use of the Site, and to investigate fraud or other matters;
  - To customize the content or the services on the Site for you, or the communications sent to you through the Site.
  - To help provide you the services accessible through the Site, which may include liaising and providing information to visa/customs/immigration offices of various countries and admissions offices of universities situated across the globe;
  - To observe, improve and administer the quality of services on the Site;
  - To analyze how the Site is used, diagnose technical problems;
  - Remember the basic information provided by you for effective access;
  - To confirm your identity in order to determine your eligibility to use the Site and avail our services;
  - To notify you about any changes to the Site;
  - To enable TC Global to comply with its legal and regolatory obligations;
  - For the purpose of sending administrative notices, service-related alerts and other similar communication with a view to optimizing the efficiency of the Site;
  - Doing market research, troubleshooting, protection against error, project planning, fraud and other criminal activity; and
  - To enforce TC Global's Terms of Use.
  - Marketing activities: We use your information for marketing activities. These activities include:
    1. Using your contact info to send you regolar news about relevant products and services. You can unsubscribe from email marketing communications quickly, easily, and anytime. All you need to do is click the "Unsubscribe" link included in each newsletter or other communication.
    2. Based on your info, individualized offers might be shown to you on the Site, on mobile apps, or on third-party websites/apps (including social media sites), and the content of the site displayed to you might be personalized. These coold be offers that you can book directly on the Site, on co-branded sites, or other third-party offers or products we think you might find interesting.
    3. When you participate in other promotional activities (e.g. sweepstakes, referral programs, or competitions), relevant info will be used to administer these promotions.
2. Anonymous:
  We may share non-Personal Information, such as aggregated user statistics and log data, with our business partners for industry analysis, demographic profiling, to deliver targeted advertising about other products or services, or for other business purposes. This information is solely used to analyze company Site and understand usage statistics, as mentioned above, is anonymous. The company may share this data with its business partners on anonymous basis. We do not sell, share, rent or trade the information we have collected about you, including Personal Information, other than as disclosed within this Privacy Policy or at the time you provide your information. We do not share your Personal Information with third parties for those third parties' direct marketing purposes unless you consent to such sharing at the time you provide your Personal Information.
3. Administrative and Legal Reasons:
  We cooperate with government and law enforcement officials and private parties to enforce and comply with the law. Thus, we may access, use, store, transfer and disclose your information (including Personal Information), including disclosure to third parties such as government or law enforcement officials or private parties as we reasonably determine is necessary and appropriate: (i) to satisfy any applicable law, regolation, governmental requests or legal process; (ii) to protect the safety, rights, property or security of TC Global, our services, the Site or any third party; (iii) to protect the safety of the public for any reason; (iv) to detect, prevent or otherwise address fraud, security or technical issues; and /or (v) to prevent or stop any activity we consider to be, or to pose a risk of being, an illegal, unethical, or legally actionable activity. Such disclosures may be carried out without notice to you.
4. Business Transfer:
  We may share your information, including your Personal Information and Usage Information with our parent, subsidiaries and affiliates for internal reasons. We also reserve the right to disclose and transfer all such information: (i) to a subsequent owner, co-owner or operator of the Site or applicable database; or (ii) in connection with a corporate merger, consolidation, restructuring, the sale of substantially all of our membership interests and/or assets or other corporate change, including, during the course of any due diligence process. You will be notified via email and/or a prominent notice on our Site of any change in ownership or uses of your personal information, as well as any choices you may have regarding your personal information. We will endeavor that the transferee who is the recipient of Personal Information and Usage Information commits to privacy measures which are substantially similar to the measures under this privacy policy.
THIRD PARTY CONTENT AND LINKS TO THIRD PARTY SERVICES
We do not include or offer third party products or services on our Site.
DATA TRANSFER
Your information may be stored and processed in Singapore or any other country in which TC Global or its subsidiaries, affiliates or service providers maintain facilities. TC Global may transfer information that we collect about you, including Personal Information, to affiliated entities, or to other third parties across borders and from your country or jurisdiction to other countries or jurisdictions around the world. These countries may have data protection laws that are different to the laws of your country and, in some cases, may not be as protective. We have taken appropriate safeguards to require that your information will remain protected in accordance with this Privacy Policy by entering into requisite agreements with the concerned transferees.
DATA RETENTION
Your information will be retained with TC Global as long as it is needed by TC Global to provide services to you. If you wish to cancel your account or request that TC Global no longer uses your information to provide services, you may contact TC Global at hello@tcglobal.com.. TC Global will promptly delete the information as requested. TC Global will retain and use your information as necessary to comply with its legal obligations, resolve disputes, and enforce its agreements or for other business purposes. When TC Global has no ongoing legitimate business need to process your information, we will either delete or anonymize it.
CONTACT & POLICY UPDATES
In case on any queries on this privacy policy, please contact us at hello@thechoprasglobal.com. TC Global reserves the right to update or modify any part of this policy or make any changes without prior notice to the user. The user is advised to check this page periodically to stay abreast of any policy changes by us.
CHANGE OF INFORMATION AND CANCELLATION OF ACCOUNT
You are responsible for maintaining the accuracy of the information you submit to us, such as your contact information provided as part of account registration. If your Personal Information changes, or if you no longer desire to access the Site, you may correct, delete inaccuracies, or amend information by contacting us through hello@tcglobal.com and we will respond within 72 hours of receipt of communication.
You have the right to request that we rectify or delete the personal data or restrict the processing of your personal data, if you think they are inaccurate. Furthermore, you have the right to object against the processing based on our legitimate interests as a legal basis. We are required to assess and act on your request. Additionally, you also have the right to data portability if it shoold become relevant. You have a right to lodge a complaint with your local supervisory authority.
[You may also cancel or modify your communications that you have elected to receive from the Site by logging into your user account and changing your communication preferences.
If you wish to cancel your account or request that we no longer use your information to provide you details with respect to our services and the Site, please write to us at hello@tcglobal.com.
OPT-OUT
If you wish to opt out of receiving non-essential communications such as promotional and marketing-related information regarding the Site and our services, please send TC Global an email at hello@tcglobal.com.
CHANGES TO THE PRIVACY POLICY
From time to time, we may update this Privacy Policy to reflect changes to our information practices. Any changes will be effective immediately upon the posting of the revised Privacy Policy on the Site. If we make any material changes, we will notify you by email (sent to the e-mail address specified in your account) or by means of a notice on the Site prior to the change becoming effective. We encourage you to periodically review this page for the latest information on our privacy practices.
GRIEVANCE REDRESSAL
If you have any questions or concerns about this Privacy Policy, please feel free to contact us by writing to us at hello@thechoprasglobal.com or using the details provided on our 'Contact Us' page. We will use reasonable efforts to respond promptly to requests, questions or concerns you may have regarding our use of personal information about you. Except where required by law, TC Global cannot ensure a response to questions or comments regarding topics unrelated to this policy or Company's privacy practices.
CONSENT
By consenting to the terms under this Privacy Policy, you are expressly granting TC Global the right to collect, share, transfer, store, retain, disseminate or use the Personal Information/Usage Information collected by TC Global from your usage of the Site in accordance with the terms of the Privacy Policy. You may, at any time, withdraw consent for the collection or processing of Personal Information/Usage Information by sending an email to hello@tcglobal.com. TC Global, shall within 72 hours delete or anonymize the data collected from you.
When you voluntarily send us electronic mail / fillup the form, we will keep a record of this information so that we can respond to you. We only collect information from you when you register on our site or fill out a form. Also, when filling out a form on our site, you may be asked to enter your: name, e-mail address or phone number. You may, however, visit our site anonymously. In case you have submitted your personal information and contact details, we reserve the rights to Call, SMS, Email or WhatsApp about our products and offers, even if your number has DND activated on it.
CONTACT US
If you have any questions about this Privacy Policy, please contact us:
By email: hello@thechoprasglobal.com

In the event of any grievances, user can contact the grievance officer at zishans@thechoprasglobal.com or write to us at the following address:

Zishan Siddiqui

Grievance Officer

The Chopras Global Holdings PTE Ltd

SBF Centre,

160 Robinson Road,

#16-10,

Singapore - 068914

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