Top 7 Universities in Ottawa for International Students in 2023

Global Ed

Universities in Ottawa provide world class education and job opportunities, not only for Canadian students but also for students from all over the world. Contrary to what most people assume, the capital of Canada is not Toronto or Vancouver, but the city of Ottawa, located in the Ontario province. A bilingual city, Ottawa is the political center of Canada, a hub for high-tech industry and also for tourism and healthcare. Considered to be the most educated city in Canada with the highest per capita concentration of engineers, scientists and residents with PhDs, Ottawa is also a great global education destination for international students.

So, in this article, we will be looking at

Why study college in Ottawa?
How much does it cost to study for college in Ottawa?
What are the scholarship options for colleges in Ottawa?
What is the average salary for college graduates in Ottawa?
What are the best universities in Ottawa for international students?
How to apply to universities in Ottawa?

Also read: 10 best colleges in Ontario for International Students

Why study college in Ottawa?

As an international student, choosing the right university is probably one of the biggest decisions you will have to make. But, that alone is not enough. Your life as an international student is not limited just to the school that you will be enrolled in. Your choice of the city also makes a significant impact on your life abroad. As the nation’s capital, Ottawa has lots to offer. Here are some of the reasons to consider Ottawa as your study destination.

One of the best global education systems: Ottawa has many reputed post-secondary institutions that offer high-quality education in both French and English. It has a balanced mix of reputed universities and colleges catering to the different needs of the student body. A university offers undergraduate, graduate or doctoral degrees while a college offers specializations relevant to the workplace. The University of Ottawa is the largest bilingual university in the world. Since the pandemic, Canada has surpassed the U.K. and the U.S. and has taken the spot as the top country in the world to study abroad.

High employability rate: Despite being the second largest country in the world after Russia, the population of the country is sparse and is concentrated around certain developed pockets. This makes the employability rate quite high, especially for skilled graduates. The University of Ottawa, for instance, has maintained a 95% employability rate.

Multicultural, diverse population: With nearly one-fourth of its residents being born outside of Canada, Ottawa has a rich and diverse culture. As a capital city, it is natural that it receives one of the highest numbers of immigrants, after Toronto. This has built the city’s rich ethnic, religious, and linguistic diversity.

Safety and quality of life: Considered to be one of the safest cities in North America, Ottawa was ranked as the eleventh safest city, globally, in 2020. The city has one of the lowest violent crime rates in all of Canada. Despite being the capital, the cost of living in Ottawa is cheaper than that of Toronto or Vancouver. It also has an award-winning public transit system. With higher education at the center of its economy, a majority of Ottawa’s population is made up of the student community.

An amalgam of history and modernity: A big city that gives you a small-town vibe, Ottawa has something for everyone, whether you are a history buff, a shopaholic, a music aficionado or an adventurist. From the Victorian Parliamentary Hill and museums to skiing in the Gatineau’s, life in Ottawa gives you the complete Canadian experience.

How much does it cost to study for college in Ottawa?

For an international student, compared to the UK, the USA, or even Australia, the cost of enrolling at a post-secondary institution in Canada is more affordable. In Canada, the expenses that an international student might incur are lower than that of the more popular city choices such as Toronto, Vancouver, or Montreal. Let’s take a look at some of the indicative figures that will show you the range of expenses you might incur as an international student living in Ottawa.

Tuition Fee: According to the official website of the city of Ottawa, the average undergraduate university education costs about CA $31,000 for one academic year. This is cheaper than the CA $32,275 of Montreal, CA $34,400 of Toronto, and the CA $36,000 of Vancouver. This figure is inclusive of all expenses. The average undergraduate tuition fee for international students is between CA $17,720 and $21,650. Graduate tuition for international students ranges from CA $ 11,300 to $17,700.

Application Fee: Depending on the college or university, the application fee ranges anywhere from CA $70 to CA $150.

Study Permit Fee: CA $150 per person. The study permit is essentially your student visa. It is something you apply for, once you receive the Letter of Acceptance from the university or college of your choosing.

Cost of Living: While these are larger, some even one-time expenses, let us look at some of the recurring ones that you will incur.

Student incidentals, including the university transit pass at CA $ 625 – 955 for an academic year.
Housing will cost anywhere from CA $600 to $800 per month.
Food can be managed with around CA $85 per week.
Health insurance at CA $685 to $770.
Communication (phone, internet) CA $1,000 per year.
Always remember to budget extra for entertainment, shopping, and leisure activities.

What are the scholarship options for colleges in Ottawa?

Looking at the costs involved, it is natural to seek some kind of financial assistance. For an international student, a student loan is always an option to help with the financial requirements of studying abroad. But, before you open that door, always look at the scholarships and other financial aid given by the government or the institution.

For instance, the Canadian Bureau of International Education has an entire range of scholarships for international students. On the whole, with the government of Canada trying to establish the nation as a top global ed destination, numerous scholarship options are available to international students.

Most of the colleges in Ottawa for international students also have the option to provide scholarships/ fellowships for international students. These financial aids are based on merit, need, or both. Many times, simply writing to the college, requesting financial aid is a good way to begin the scholarship application. Let us take a look at some of the popular scholarships in different Ottawa colleges.

University of Ottawa International Scholarships
Carleton Awards for International Students
Algonquin International Scholarships
Herzing Educational Funding
St Paul Scholarships
Dominican University College Financial Aid

What is the average salary for college graduates in Ottawa?

Being an international student is a considerable investment so it is natural to wonder what the return on investment would be like. Let’s take a look.

Work Permit: Your study permit allows you to work for a maximum of 20 hours a week, during the course of the academic year. On completion of the course, you may be eligible for a Post-Graduation Work Permit (PGWP), provided you have graduated from a designated learning institution. To be eligible for the PGWP, your program must be over 8 months long. The validity of this permit can be the same as the duration of your program or a maximum of 3 years. The application fee is CA $255. If you are ineligible for the PGWP, then you can always consider the employer-specific work permit or the open work permit.

Average Salary: Let’s say you have your permit. What level of compensation can you expect? Keeping the University of Ottawa as the benchmark, the highest-paying degree is the MBA. In particular, graduates who work as Financial Services Professionals are paid an average salary of CA $199,000 per annum.

Based on the degrees, here are the average salaries.

MBA	CA $167,000
Other degrees	CA $101,000
Bachelor (Other)	CA $98,000
Masters in Science	CA $87,000
Bachelor of Arts	CA $66,000
Master (Other)	CA $55,000

Source: Emolument.com

What are the best universities in Ottawa for international students?

Now that we have a general idea of being an international student in Ottawa, let us delve into the specifics. In this section, we will be looking at the top universities and colleges in Ottawa for international students, the benefits of studying there, the average fees, eligibility criteria, and the courses they offer.

S.No	Institution	Ranking	Average Fees
1	University of Ottawa	237 (QS Global ranking)	CA $15,000 to CA $30,000 per term
2	Carleton University	601 – 650 (QS Global ranking)	CA $27,000 to CA $40,000
3	Algonquin College of Applied Arts and Technology	83 (Webometrics National ranking)	CA $16,000 to CA $22,000
4	Herzing College	179 (Webometrics National ranking)	CA $8,000 to CA $15,000
5	St Paul University	70 (Webometrics National ranking)	CA $9,000 per term
6	Willis College	N.A.	CA $16,000 – 22,000
7	Dominican University College	745 (Webometrics National ranking)	CA $14,440

1. University of Ottawa

Source: uOttawa

Often referred to as uOttawa or U of O, the University of Ottawa is a bilingual public research university. First established as the College of Bytown in 1848, it was renamed the College of Ottawa in 1861 and then received university status in 1866 through a royal charter. The world’s largest bilingual university, U of O is also a member of U15, a group of research-intensive universities in Canada.

Why is it good to study here?

The 2023 QS World University Ranking places the University of Ottawa in 237th place globally and 9th in Canada. Of the 35,000 undergraduate students and the 6,000 postgraduate students, the university enrolls, about 7,000 are international students from over 150 different countries. While the university is bilingual, it does emphasize a multicultural ethos to create global citizens. Their Faculty of Medicine has been consistently ranked as one of the top ten medical schools in Canada. The Telfer School of Management, ranked in the 141-150 range globally by QS Rankings, is also affiliated to the University of Ottawa. The university also runs an optional co-op program that presents students with the ability to take part in paid work placements as part of their academic program, making it one of the most sought after universities in Ottawa for international students.

Fees

The average fee of a full-time bachelor’s program is anywhere between CA $15,000 to CA $30,000 per term. A master’s program on average costs about CA $9,000 per term.

Eligibility

While different courses have different requirements, here are some of the common ones.

For an undergraduate program

Completed Class 12
Three years of high school in English (Grades 10, 11, and 12 of CBSE and ICSE schooling is considered) or a minimum IELTS score of 6.5 or a TOEFL iBT of 86 to prove proficiency in the language
Ensure that the prerequisite courses are taken

If you are applying for a Master’s program, you can check the specific requirements of your course, here.

For the full-time 2-year MBA program at Telfer

A minimum of 70% or above in a bachelor’s degree or equivalent
3 years of work experience or more
Competitive score in the Graduate Management Admission Test (GMAT) or the Graduate Record Examination (GRE) or TAGE MAGE for the MBA offered in French
Minimum TOEFL iBT score of 100 or IELTS of 7

Courses offered and Admission Process

The university offers a wide variety of academic programs at the diploma, undergraduate, master’s, and doctoral levels. They are administered through ten different faculties including that of Medicine, Law, and the Telfer School of Management. You can access the entire list of programs here.

An application fee of CA $110 must be paid while submitting the application. The completed application form along with the required transcripts, statement of purpose, and letters of recommendation must be uploaded well before the deadline through the Ontario Universities Application Centre (OUAC).

2. Carleton University

Source: Carleton University

An English language public research university in Ottawa, Carleton University was founded in 1942 as Carleton College as a private evening college to serve the returning World War II veterans. It was chartered as a university by the provincial government of Ontario in 1952. This school has been the alma mater to Lester B Pearson (14th Prime Minister of Canada), Gerard Herzberg (Nobel laureate in chemistry in 1971), Peter Grünberg (Nobel laureate in physics) and Trina McQueen (founding president of the Discovery Channel).

Why is it good to study here?

Ranked in the 601 to 650 range by QS World Rankings 2023, Carleton offers a wide variety of programs and opportunities across disciplines. It is also a research-intensive university. It runs the third largest co-op program in Ontario where, as a student, you can sign up for paid work in a relevant industry, as part of your academic program. Carleton’s Norman Paterson School of International Affairs (NPSIA) is known for its world-class programs at the Master’s level for International Affairs. With its emphasis on hands-on learning, Carleton is a great university in Ottawa for international students.

Fees

Undergraduate tuition fees range from CA $27,000 to CA $40,000. The graduate tuition fees can be anywhere between CA $15,000 and CA $29,000 for a year.

Eligibility

For a student applying to an undergraduate program from India, you must have completed your higher school certificates (Class 12). Your admission average will be calculated on 5-6 academic subjects completed in the XII level. The minimum entrance averages range between 67-85%, depending on the program. Prerequisite subjects must be taken at the XII level.

In addition, you can submit your TOEFL iBT (minimum 86) or IELTS score (minimum 6.5) to avoid any further ESL requirements.

For a Master’s program, a four-year bachelor‘s degree equivalent – completion of BOTH a Bachelor’s (three-year) degree and a Master’s or a Bachelor’s degree requiring four years of study (e.g., B.Pharm., M.B.B.S., B.Tech., B.Eng., or B.Arch) is required along with the necessary ESL requirements.

Courses offered and Admission Process

The following are the different faculties of Carleton. You can access the complete list of programs here.

Faculty of Arts and Social Sciences offering 27 majors and 19 minors B.A., B.A. Honors, Bachelor of Cognitive Science, Bachelor of Global and International Studies (B.GINS) degrees, and Bachelor of Humanities degrees.
Faculty of Science offers 86 undergraduate and 39 graduate programs across various fields
Faculty of Engineering and Design offers 20 different undergraduate and 36 graduate programs
The Faculty of Public Affairs offers 12 undergraduate programs and 21 graduate programs in criminology, economics, European studies, legal studies, journalism, political science, and public policy
Norman Paterson School of International Affairs
Sprott School of Business

The admission process begins with submitting your completed application along with the required documents either through Ontario Universities’ Application Centre or directly to Carleton through Carleton 360. You can track the progress of your application through those websites and accept your conditional offer through them.

3. Algonquin College of Applied Arts and Technology

Source: Algonquin College

Established in 1967, the Algonquin College of Applied Arts and Technology is a public college in Ottawa. The medium of instruction is English. The educational institution offers bachelor’s degrees, diplomas, and certificates in a range of disciplines and specialties. It is a member of Polytechnics Canada and provides work-centric post-secondary education.

Why is it good to study here?

One of the top colleges in Ottawa for international students and the nation as a whole, Algonquin College is one of Canada’s largest colleges. The student-oriented atmosphere and multicultural ethos make for an exceptional learning atmosphere. The college is known for its diverse areas of studies and application-oriented on-campus training. The college offers over 200 bachelor’s degrees, diplomas, postgraduate diplomas, and certificate programs. The Algonquin varsity teams have also made a name for themselves by competing in six sports on the provincial level within the OCAA.

Fees

For an international student, the fee (tuition + health insurance + student services) ranges from CA $16,000 to CA $22,000.

Eligibility

For a certificate or a diploma program:

Class 12 certificate with a minimum percentage of 60%.
IELTS with a minimum score of 6.0

For a Bachelor’s Degree:

Class 12 certificate with a minimum mark overall 65% and min 60% min. in required program subjects
Academic IELTS with an overall minimum score of 6.5 (with no single test score below 6.0)

For a Post Graduate Certificate program:

Bachelor’s degree with a cumulative GPA (CGPA) of 55% or higher
Academic IELTS with an overall minimum score of 6.5 (with no single test score below 6.0)

Courses offered and Admission Process

There are 155 diploma/ certificate courses, 18 apprenticeship programs, 40 co-op programs, 6 collaborative degree programs, and 6 bachelor’s degree programs. Here’s an A-Z list of all programs offered by Algonquin College.

With a fairly high acceptance rate, Algonquin College has a simple admission process. Once the completed application along with the application fee of CA $110 is submitted, the college responds within 8 weeks of your status. Once you accept their conditional offer, you can begin your study permit application.

4. Herzing College

Source: Herzing College

Established in 1970, Herzing College is known for providing career-focused post-secondary education. A privately owned college with campuses in Montreal, Ottawa, Toronto, Winnipeg, and Cambridge, this college provides flexible yet hands-on professional training.

Why is it good to study here?

Herzing College has solely placed its focus to meet the demand for Healthcare, Business, and technology professionals in Canada. This school, while offering an entire range of programs, specializes in the fields of healthcare, business administration, and the latest technological advancements. The college keeps upgrading itself with the latest industry standards. It works in tandem and brings in professionals to give expert lectures. The classes and schedules are also flexible, giving you the choice of on-campus, online or hybrid models.

Fees

The average tuition fee ranges from CA $8,000 to CA $15,000 for an academic year of 8 months.

Eligibility

You must be a high school graduate to attend Herzing College.
The minimum score required is 60 on the internet-based version (IBT) of TOEFL. For the IELTS, we require a minimum score of 6.0 in all areas. If your high school (or equivalent) was instructed in English, a TOEFL/IELTS score is not required.

Courses offered and Admission Process

The following are the courses available on the Ottawa campus:

2D Animation
Accounting and Payroll Administration
Business Administration
Community Services
Computer Networking Technology
Cybersecurity
Immigration Case Manager
Law Clerk
Medical Office Administration
Health and Safety Officer
Physiotherapy/ Rehabilitation

Complete the Personal Information Record form and return it by email. Once the application form and the necessary transcripts are submitted, you must pass the online entrance exam. After your documents have been accepted, you must pay a non-refundable administration and testing fee of CA $500. Once you have received the acceptance from the college, you can begin applying for the study permit.

5. Saint Paul University

Source: ontariouniversities.ca

Before we get into the details, here is a disclaimer. If humanities and philosophy are not your areas of interest, you might as well move to the next one. If you are still here, then St Paul’s might just be the right place for you. Established in 1965, St paul’s is a Catholic pontifical university that runs in collaboration with the University of Ottawa. What began as a theological school has opened religious barriers and now included human sciences, counseling, and ethics into its repertoire.

Why is it good to study here?

For those philosophically inclined, St Paul provides a lively atmosphere of debate and discussion in addressing the moral and ethical questions that trouble humankind. A bilingual campus, this school brings in a multicultural perspective, making philosophical discussions more well-rounded. The university also has a well-connected college credit transfer program that allows you to transfer credits after completing the required minimum.

Fees

The average full-time fee for an international student is around CA $9,000 per term.

Eligibility

You must have a diploma certifying 12 years of education that is equivalent to an Ontario Secondary School Diploma (OSSD).
If you are a candidate for a graduate diploma or a master’s degree, you must have an honors B.A. (4 years) or equivalent and have obtained an average of at least 70%.
To study in French, you must prove that you are proficient in French by providing the official results of a recognized language proficiency test, such as DELF or DALF.
To study in English, you must prove that you are proficient in English by providing the official results of a recognized language proficiency test, such as TOEFL, IELTS, CAEL, MELAB, CPE, or PTE Academic.

Courses offered and Admission Process

At the Bachelor’s level, the university offers

Anglican Studies
Conflict Studies
Eastern Christian Studies
Human Relations and Spirituality
Ethics and Contemporary Social Issues
Social Communication
Social Innovation
Theology
At the graduate level, the university offers
Canon Law
Conflict Studies
Counseling and Spirituality
Ethics and Contemporary
Social Issues
Social Innovation
Theology
Transformative Leadership and Spirituality

Here’s a step by step guide of the admission process.

6. Willis College

Source: Willis College

A private college established over 150 years ago, Willis College has established itself as a school dedicated to skill training and excellence. With its headquarters in Ottawa, it also has additional campuses in Arnprior and Winnipeg.

Why is it good to study here?

Willis College provides a range of post-secondary diploma courses to help its students gain skills in the fields of healthcare management, business administration, and computer science. They are industry-recognized certifications that will allow you to transition, either into the workforce or into a university seamlessly.

Fees

CA $16,000 – 22,000 per year

Eligibility

For a certificate or a diploma program, an applicant must provide transcripts of a high school diploma, evaluated by a third-party credential evaluation service provider such as Comparative Education Service (University of Toronto School of Continuing Studies), International Credential Assessment Service of Canada or World Education Services (WES).

and TOEFL: 500 PBT, 185 CBT, 74-76 iBT or

IELTS: An overall score of 5.0 or

Cambridge: CAE or CPC band of 5.5.

Courses offered and Admission Process

You can access the A-Z program list here and the admission process here.

7. Dominican University College

Source: Dominican University College

Established in 1900, Dominican University College began as the graduate center for Canadian Dominicans. Today, the school offers both civil and pontifical bachelor’s master’s, and doctoral degrees in philosophy and theology.

Why is it good to study here?

For a student of philosophy or theology, Dominican University College creates an exceptional atmosphere of learning, research, debate, and discussion. The faculty-to-student ratio is 1:7. This provides for small classrooms and individual attention. The emphasis of the philosophy and theology programs is on critical thinking, analysis, and teamwork. Since 2012, this school has been affiliated with Carleton University. This provides a unique opportunity for students to enroll in classes on both campuses.

Fees

A full-time undergraduate program costs around CA $14,440, while a master’s program costs CA $21,660.

Eligibility

Completed Class 12 transcripts or a recognized bachelor’s degree
All applicants must have ACEND-Accredited Didactic Program in Nutrition and Dietetics (DPD) coursework completed
79 or higher on the Internet-based TOEFL or 6.5 or higher on the IELTS

Courses offered and Admission Process

Undergraduate Courses:

Bachelor of Arts in Philosophy with minor in Ethics – B.A.Ph.(Eth.)
Bachelor of Arts with a concentration in Philosophy – B.A.Ph.
Bachelor of Philosophy (Honors) with minor in Ethics – B.Ph.(Eth.)
Bachelor of Philosophy (Honors) – B.Ph.
Bachelor of Theology – B.Th.

Graduate Courses:

Doctorate in Philosophy (Ph.D.)
Master of Arts in Philosophy (M.A.Ph.)
Doctorate in Theology (Ph.D. / Canonical Degree)
Master of Theology (M.Th) – Civil Degree
Master of Arts in Theology (M.A.Th) and Licentiate (S.T.L)

Check out the step-by-step admission process here.

How to apply to universities in Ottawa?

Preparing to study abroad can be overwhelming. There’s a lot to plan and consider. This is why it’s a great idea to get the best guidance and support you can.

At TC Global, we simplify international education, learning, and mobility through connecting students, universities, and a global community on a single platform where there are over 1000+ education providers and over 80,000+ courses.

Our platform enables students to study anywhere in the world in just a few steps. From search and discovery and finding the right course fit for you, to applications, visas, and departure – we see you through it all.

To move forward with us, download our app or visit tcglobal.com and sign in to create an account on our student platform and onboard with us in quick, easy steps.! ?

Then simply set up a visit Calendly.com/tcglobal to pick a Relationships Team closest to you and choose a slot to meet with a Relationship Member.

Let’s shape your future together.

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Date added

18.02.2023

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You represent and warrant that you have all rights to grant such license to us without infringement or violation of any third party rights, including without limitation, any privacy rights, publicity rights, copyrights, contract rights, or any other intellectual property or proprietary rights.

You understand that all information publicly posted or privately transmitted through the Site is the sole responsibility of the person from whom such Content originated; that TC Global will not be liable for any errors or omissions in any Content; and that TC Global cannot guarantee the identity of any other users with whom you may interact in the course of using the Service.

You should be aware that the opinions expressed in the Content in User Submissions are theirs alone and do not reflect the opinions of TC Global. TC Global is not responsible for the accuracy of any of the information supplied in User Submissions or in relation to any comments that are posted.

You should bear in mind that circumstances change and that information that may have been accurate at the time of posting will not necessarily remain so.

When you delete your User Submissions, they will be removed from the Service. However, you understand that any removed User Submissions may persist in backup copies for a reasonable period of time (but following removal will not be shared with others) or may remain with users who have previously accessed or downloaded your User Submissions.

Rules and Conduct

As a condition of use, you promise not to use the Service for any purpose that is prohibited by these Terms of Use. You are responsible for all of your activity in connection with the Service.

Additionally, you shall abide by all applicable local, state, national and international laws and regulations and, if you represent a business, any advertising, marketing, privacy, or other self-regulatory code(s) applicable to your industry.

By way of example, and not as a limitation, you shall not (and shall not permit any third party to) either (a)take any action or (b)upload, download, post, submit or otherwise distribute or facilitate distribution of any Content on or through the Service, including without limitation any User Submission, that:

belongs to another person and to which the user does not have any right;
is defamatory, obscene, pornographic, pedophilic, invasive of another's privacy, including bodily privacy, insulting or harassing on the basis of gender, libelous, racially or ethnically objectionable, relating or encouraging money laundering or gambling, or otherwise inconsistent with or contrary to the laws in force;
is harmful to a minor;
infringes any patent, trademark, copyright or other proprietary rights;
violates any law for the time being in force;
deceives or misleads the addressee about the origin of the message or knowingly and intentionally communicates any information which is patently false or misleading in nature but may reasonably be perceived as a fact;
impersonates another person;
threatens the unity, integrity, defence, security or sovereignty of India, friendly relations with foreign states, or public order, or causes incitement to the commission of any cognizable offence or prevents investigation of any offence or is insulting other nation;
contains software virus or any other computer code, file or program designed to interrupt, destroy or limit the functionality of any computer resource;
is patently false and untrue, and is written or published in any form, with the intent to mislead or harass a person, entity or agency for financial gain or to cause any injury to any person.

Additionally, you agree not to:

contact anyone who has asked not to be contacted, or makes unsolicited contact with anyone for any commercial purpose, specifically, contact any user to post an advertisement on a third party website or post any advertisement on behalf of such user; or to "stalk" or otherwise harass anyone;
make any libelous or defamatory comments or postings to or against anyone;
collect personal data about other users or entities for commercial or unlawful purposes;
use automated means, including spiders, robots, crawlers, data mining tools, or the like to download or scrape data from the Site, except for internet search engines (eg. Google) and non-commercial public archives (e.g. archive.org) that comply with our robots.txt file;
post Content that is outside the local area or not relevant to the local area, repeatedly post the same or similar Content, or otherwise impose unreasonable or disproportionately large loads on our servers and other infrastructure;
attempt to gain unauthorized access to computer systems owned or controlled by TC Global or engage in any activity that disrupts, diminishes the quality of, interferes with the performance of, or impairs the functionality of, the Service or the Site.
use any automated device or software that enables the submission of automatic postings on TC Global without human intervention or authorship (an "automated posting device"), including without limitation, the use of any such automated posting device in connection with bulk postings, or for automatic submission of postings at certain times or intervals; or
Any Content uploaded by you shall be subject to relevant laws and may disabled, or and may be subject to investigation under appropriate laws. Furthermore, if you are found to be in non-compliance with the laws and regulations, these terms, or the privacy policy of the Site, we may terminate your account/block your access to the Site and we reserve the right to remove any non-compliant Content uploaded by you.

TC Global does not guarantee that any Content or User Submissions (as defined above) will be made available on the Site or through the Service. TC Global has no obligation to monitor the Site, Service, Content, or User Submissions. However, TC Global reserves the right to (i) remove, suspend, edit or modify any Content in its sole discretion, including without limitation any User Submissions at any time, without notice to you and for any reason (including, but not limited to, upon receipt of claims or allegations from third parties or authorities relating to such Content or if TC Global is concerned that you may have violated these Terms of Use), or for no reason at all and (ii) to remove, suspend or block any User Submissions from the Service. TC Global also reserves the right to access, read, preserve, and disclose any information as TC Global reasonably believes is necessary to (i) satisfy any applicable law, regulation, legal process or governmental request, (ii) enforce these Terms of Use, including investigation of potential violations hereof, (iii) detect, prevent, or otherwise address fraud, security or technical issues, (iv) respond to user support requests, or (v) protect the rights, property or safety of TC Global, its users and the public.

Technical Failures

It is possible that you may face disruptions, including, but not limited to errors, disconnections or interferences in communication in the internet services, software or hardware that you have used to avail our Service. TC Global is not responsible for such factors in the disruption or interruption in the Service and you take full responsibility with complete knowledge for any risk of loss or damages caused due to interruption of services for any such reasons.

Advertisements, Third Party Sites and Services

Some of the TC Global Services are supported by advertising revenue and may display advertisements, promotions, and links to third-party websites. You hereby agree that TC Global may place such advertising and promotions on the TC Global Services or on, about, or in conjunction with your Content. The manner, mode and extent of such advertising and promotions are subject to change without specific notice to you.

The Service may permit you to link to other websites, services or resources on the Internet, and other websites, services or resources may contain links to the Site. When you access third party websites, you do so at your own risk. These other websites are not under TC Global's control, and you acknowledge that TC Global is not responsible or liable for the content, functions, accuracy, legality, appropriateness or any other aspect of such websites or resources. The inclusion of any such link does not imply endorsement by TC Global or any association with its operators. You further acknowledge and agree that TC Global shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with the use of or reliance on any such Content, goods or services available on or through any such website or resource.

Termination

TC Global may terminate your access to all or any part of the Service at any time, with or without cause, with or without notice, effective immediately, which may result in the forfeiture and destruction of all information associated with your membership. If you wish to terminate your account, you may do so by contacting us at hello@tcglobal.com till we develop the procedure on the website and apps. Any fees paid hereunder are non-refundable. All provisions of these Terms of Use which by their nature should survive termination shall survive termination, including, without limitation, ownership provisions, warranty disclaimers, indemnity and limitations of liability.

Warranty Disclaimer

Save to the extent required by law, TC Global has no special relationship with or fiduciary duty to you. You acknowledge that TC Global has no control over, and no duty to take any action regarding: which users gain access to the Service; what Content you access via the Service; what effects the Content may have on you; how you may interpret or use the Content; or what actions you may take as a result of having been exposed to the Content.

You release TC Global from all liability for you having acquired or not acquired Content through the Service. The Service may contain, or direct you to websites containing, information that some people may find offensive or inappropriate. TC Global makes no representations concerning any Content contained in or accessed through the Service, and TC Global will not be responsible or liable for the accuracy, copyright compliance, legality or decency of material contained in or accessed through the Service and cannot be held liable for any third-party claims, losses or damages.

You release us from all liability relating to your connections and relationships with other users. You understand that we do not, in any way, screen users, nor do we inquire into the backgrounds of users or attempt to verify their backgrounds or statements. We make no representations or warranties as to the conduct of users or the veracity of any information users provide. In no event shall we be liable for any damages whatsoever, whether direct, indirect, general, special, compensatory, consequential, and/or incidental, arising out of or relating to the conduct of you or anyone else in connection with the Services, including, without limitation, bodily injury, emotional distress, and any damages resulting in any way from communications or meetings with users or persons you may otherwise meet through the Services. As such, you agree to take reasonable precautions and exercise the utmost personal care in all interactions with any individual you come into contact with through the Service,
particularly if you decide to meet such individuals in person. For example, you should not, under any circumstances, provide your financial information (e.g., credit card or bank account numbers) to other individuals.

THE SITE, SERVICE AND CONTENT ARE PROVIDED "AS IS", "AS AVAILABLE" AND ARE PROVIDED WITHOUT ANY REPRESENTATIONS OR WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, THE IMPLIED WARRANTIES OF TITLE, NONINFRINGEMENT, MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE, AND ANY WARRANTIES IMPLIED BY ANY COURSE OF PERFORMANCE OR USAGE OF TRADE, ALL OF WHICH ARE EXPRESSLY DISCLAIMED, SAVE TO THE EXTENT REQUIRED BY LAW.

TC GLOBAL, AND ITS AFFILIATES, TEAM, DIRECTORS, EMPLOYEES, AGENTS, REPRESENTATIVES, SUPPLIERS, PARTNERS AND CONTENT PROVIDERS DO NOT WARRANT THAT: (A) THE SERVICE WILL BE SECURE OR AVAILABLE AT ANY PARTICULAR TIME OR LOCATION; (B) ANY DEFECTS OR ERRORS WILL BE CORRECTED; (C) ANY CONTENT OR SOFTWARE AVAILABLE AT OR THROUGH THE SERVICE IS FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS; OR (D) THE RESULTS OF USING THE SERVICE WILL MEET YOUR REQUIREMENTS. YOUR USE OF THE WEBSITE, SERVICE AND CONTENT IS SOLELY AT YOUR OWN RISK. SOME STATES / COUNTRIES DO NOT ALLOW LIMITATIONS ON IMPLIED WARRANTIES, SO THE ABOVE LIMITATIONS MAY NOT APPLY TO YOU.

Indemnification

You shall defend, indemnify, and hold harmless TC Global, its affiliates and each of its and its affiliates' employees, contractors, directors, suppliers and representatives from all losses, costs, actions, claims, damages, expenses (including reasonable legal costs) or liabilities, that arise from or relate to your use or misuse of, or access to, the Site, Service, Content or otherwise from your User Submissions, violation of these Terms of Use, or infringement by you, or any third party using the your account, of any intellectual property or other right of any person or entity (save to the extent that a court of competent jurisdiction holds that such claim arose due to an act or omission of TC Global). TC Global reserves the right to assume the exclusive defense and control of any matter otherwise subject to indemnification by you, in which event you will assist and cooperate with TC Global in asserting any available defenses.

Limitation of Liability

ALL LIABILITY OF TC GLOBAL, ITS AFFILIATES, DIRECTORS, EMPLOYEES, AGENTS, REPRESENTATIVES, PARTNERS, SUPPLIERS OR CONTENT PROVIDERS HOWSOEVER ARISING FOR ANY LOSS SUFFERED AS A RESULT OF YOUR USE OF THE SITE, SERVICE, CONTENT OR USER SUBMISSIONS IS EXPRESSLY EXCLUDED TO THE FULLEST EXTENT PERMITTED BY LAW, SAVE THAT, IF A COURT OF COMPETENT JURISDICTION DETERMINES THAT LIABILITY OF TC GLOBAL, ITS DIRECTORS, EMPLOYEES, AGENTS, REPRESENTATIVES, PARTNERS, SUPPLIERS OR CONTENT PROVIDERS (AS APPLICABLE) HAS ARISEN, THE TOTAL OF SUCH LIABILITY SHALL BE LIMITED IN AGGREGATE TO THE VALUE OF TC GLOBAL'S SERVICES AVAILED BY THE USER FOR 12 MONTHS PRIOR TO THE INITIATION OF A CLAIM.

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL TC GLOBAL, NOR ITS DIRECTORS, EMPLOYEES, AGENTS, REPRESENTATIVES, PARTNERS, SUPPLIERS OR CONTENT PROVIDERS, BE LIABLE UNDER CONTRACT, TORT, STRICT LIABILITY, NEGLIGENCE OR ANY OTHER LEGAL OR EQUITABLE THEORY OR OTHERWISE (AND WHETHER OR NOT TC GLOBAL, ITS DIRECTORS, EMPLOYEES, AGENTS, REPRESENTATIVES, PARTNERS, SUPPLIERS OR CONTENT PROVIDERS HAD PRIOR KNOWLEDGE OF THE CIRCUMSTANCES GIVING RISE TO SUCH LOSS OR DAMAGE) WITH RESPECT TO THE SITE, SERVICE, CONTENT OR USER SUBMISSIONS FOR:

INDIRECT OR CONSEQUENTIAL LOSSES OR DAMAGES;
LOSS OF ACTUAL OR ANTICIPATED PROFITS;
LOSS OF REVENUE;
LOSS OF GOODWILL;
LOSS OF DATA;
LOSS OF ANTICIPATED SAVINGS;
WASTED EXPENDITURE; OR
COST OF PROCUREMENT OF SUBSTITUE GOODS OR SERVICES.

NOTHING IN THESE TERMS OF USE SHALL BE DEEMED TO EXCLUDE OR LIMIT YOUR LIABILITY IN RESPECT OF ANY INDEMNITY GIVEN BY YOU UNDER THESE TERMS OF USE. APPLICABLE LAW MAY NOT ALLOW THE LIMITATION OR EXCLUSION OF LIABILITY OR INCIDENTAL OR CONSEQUENTIAL DAMAGES, SO THE ABOVE LIMITATION OR EXCLUSION MAY NOT APPLY TO YOU. IN SUCH CASES, TC GLOBAL'S LIABILITY WILL BE LIMITED TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW.

Governing Law

A printed version of these Terms of Use and of any notice given in electronic form shall be admissible in judicial or administrative proceedings based upon or relating to these Terms of Use to the same extent and subject to the same conditions as other business documents and records originally generated and maintained in printed form. You and TC Global agree that any cause of action arising out of or related to the Service must commence within one (1) year after the cause of action arose; otherwise, such cause of action is permanently barred.

Terms of Use and all other policies available on this Service shall be interpreted and construed in accordance with the laws of India. Any dispute arising out of or in connection with these Terms of Use and/ or other policies available on this App, including any question regarding its existence, validity or termination, shall be referred to and finally resolved by arbitration administered by the Singapore International Arbitration Centre ("SIAC") in accordance with the Arbitration Rules of the Singapore International Arbitration Centre ("SIAC Rules") for the time being in force, which rules are deemed to be incorporated by reference in this clause. The Tribunal shall consist of 3 arbitrators. The seat and venue of Arbitration shall be Singapore and the language of proceedings shall be English. Subject to the foregoing, the Courts of Singapore shall have exclusive jurisdiction over any disputes relating to the subject matter, herein.

Notwithstanding the foregoing, if a dispute arises with respect to the validity, scope, enforceability, inventorship, ownership, infringement, breach or unauthorised use of any patent, trademark, copyright or other intellectual property right or any non-proprietary data owned and/or controlled by TC Global, whether or not arising from the Terms of Use, such dispute (at the option of TC Global) shall not be submitted to arbitration and instead, TC Global shall be free to initiate litigation, including but not limited to a claim for interim injunctive relief, in a court of competent jurisdiction, in any country or other jurisdiction in which such rights apply.

Integration and Severability

These Terms of Use are the entire agreement between you and TC Global with respect to the Service and use of the Site, Service, Content or User Submissions, and supersede all prior or contemporaneous communications and proposals (whether oral, written or electronic) between you and TC Global with respect to the Site. If any provision of these Terms of Use is found to be unenforceable or invalid, that provision will be limited or eliminated to the minimum extent necessary so that these Terms of Use will otherwise remain in full force and effect and enforceable. The failure of either party to exercise in any respect any right provided for herein shall not be deemed a waiver of any further rights hereunder. Waiver of compliance in any particular instance does not mean that we will waive compliance in the future. In order for any waiver of compliance with these Terms of Use to be binding, TC Global must provide you with written notice of such waiver through one of its authorized representatives.

Modification of Terms of Use

TC Global reserves the right, at its sole discretion, to modify or replace any of these Terms of Use, or change, suspend, or discontinue the Service (including without limitation, the availability of any feature, database, or content) at any time by posting a notice on the Site or by sending you notice through the Service or via email. TC Global may also impose limits on certain features and services or restrict your access to parts or all of the Service without notice or liability. It is your responsibility to check these Terms of Use periodically for changes. Your continued use of the Service following the posting of any changes to these Terms of Use constitutes acceptance of those changes. You shall also be notified of any modifications to these Terms of Use as and when effected or at least once a year.

Other Provisions

Claims of Copyright or Trademark Infringement

Claims of copyright or trademark infringement should be sent to TC Global's designated agent. If you believe that someone is infringing your copyright or trademark rights on the Site, you can report it to us by contacting our designated agent at hello@thechoprasglobal.com with a report containing the following information:

your complete contact information (name, mailing address and phone number),
a detailed description of the Content that you claim infringes your copyright or trademark along with details on how it infringes upon your copyright or trademark,
the web address (URL) of the infringing content,
a declaration that you are filing this report in good faith and that all the information provided is accurate and that you are the owner of the copyright and/or trademark in question.

Please attach your digital signature or physical signature to the report.

Within 36 hours of receiving this notice with the above mentioned details, we will take down the allegedly infringing material from public view while we assess the issues identified in your notice.

On completion of the take-down procedure above:

If the complainant is successful in obtaining an order of injunction from a court of competent jurisdiction within 21 days from filing the complaint, the material will be permanently removed from TC Global's Site and database upon TC Global being provided with a copy of such order;
If the complainant is not successful in obtaining an order of injunction from a court of competent jurisdiction within 21 days from receiving notice from the complainant, the material will be made available for public view once again.

Before you submit a report of infringement, you may want to send a message to the person who posted the Content. You may be able to resolve the issue without contacting TC Global. Please remember, only the copyright/trademark owner or their authorized representative may file a report of infringement. If you believe something on the Site infringes someone else's copyright/trademark, you may want to let the rights owner know.

Notice

TC Global may give notice by means of a general notice on the Site / Service, notification within the mobile application on your account, electronic mail to your email address in your account, or by written communication sent to your address as set forth in your account. You may give notice to TC Global by written communication to TC Global's email address at hello@tcglobal.com or physical address at No. 3, Shenton Way, #10-05/06, Shenton House, Singapore, 068805.

General

You may not assign or transfer these Terms of Use in whole or in part without TC Global's prior written approval. You hereby give your approval to TC Global for it to assign or transfer these Terms in whole or in part, including to: (i) a subsidiary or affiliate; (ii) an acquirer of TC Global's equity, business or assets; or (iii) a successor by merger. No joint venture, partnership, employment or agency relationship exists between you, TC Global or any Third Party Provider as a result of the contract between you and TC Global or use of the Services.

If any provision of these Terms is held to be illegal, invalid or unenforceable, in whole or in part, under any law, such provision or part thereof shall to that extent be deemed not to form part of these Terms but the legality, validity and enforceability of the other provisions in these Terms shall not be affected. In that event, the parties shall replace the illegal, invalid or unenforceable provision or part thereof with a provision or part thereof that is legal, valid and enforceable and that has, to the greatest extent possible, a similar effect as the illegal, invalid or unenforceable provision or part thereof, given the contents and purpose of these Terms. These Terms constitute the entire agreement and understanding of the parties with respect to its subject matter and replaces and supersedes all prior or contemporaneous agreements or undertakings regarding such subject matter. In these Terms, the words "including" and "include" mean "including, but not limited to."

Miscellaneous

TC Global shall not be liable for any failure to perform its obligations hereunder where such failure results from any cause beyond TC Global's reasonable control, including, without limitation, mechanical, electronic or communications failure or degradation (including "line-noise" interference). These Terms of Use are personal to you, and are not assignable, transferable or sublicensable by you except with TC Global's prior written consent. TC Global may assign, transfer or delegate any of its rights and obligations hereunder without consent. No agency, partnership, joint venture, or employment relationship is created as a result of these Terms of Use and neither party has any authority of any kind to bind the other in any respect.

Unless otherwise specified in these Term of Use, all notices under these Terms of Use will be in writing and will be deemed to have been duly given when received, if personally delivered or sent by certified or registered mail, return receipt requested; when receipt is electronically confirmed, if transmitted by facsimile or e-mail; or the day after it is sent, if sent for next day delivery by recognized overnight delivery service.

I authorise TC Global & its representatives to contact me with updates and notifications via Email/SMS/What'sApp/Call. This will override DND/NDNC.

Contact

You may contact us at the following address:

The Chopras Global Holdings PTE Ltd

SBF Centre, 160 Robinson Road, #16-10, Singapore - 068914

Our grievance / nodal officer may be contacted at:

Zishan Siddiqui

Grievance Officer

The Chopras Global Holdings PTE Ltd

SBF Centre,

160 Robinson Road,

#16-10,

Singapore - 068914

Email: zishans@thechoprasglobal.com

Privileged and confidential

Privacy Policy | September 6, 2021

INTRODUCTION
1. The Chopras Global Holdings PTE Ltd. is an entity registered in Singapore. We are engaged in the business of providing a global education, learning, and investment services Site which caters to students, professionals, universities, corporates and governments. We are committed to ensuring that privacy of our clients, visitors, and other users of the website https://tcglobal.com, its subdomains, the web applications and mobile applications ("Site") is always respected. This Privacy Policy ("Policy") is to serve as a testament to our sincere efforts to uphold privacy laws. In this Policy, "TC Global", "we", or "us" refers to The Chopras Global Holdings PTE Ltd. and its affiliates and "you" refers to a user who has provided any information including Personal Information (as defined below) and using any features therein.
2. The protection and security of your Personal Information and Usage Information (as defined below) is one of our top priorities. This Privacy Policy discloses and explains how we collect, use, share and protect Personal Information, Usage Information or any other information about you. We also provide information regarding how you can access and update your Personal Information and make certain choices about how your Personal Information is used by us. This Privacy Policy does not apply to information we collect by other means (including offline) or from other sources.
3. This Privacy Policy explains what information of yours will be collected by TC Global when you access the Site, how the information will be used, and how you can control the collection, correction and/or deletion of information. We will not use or share your information with anyone except as described in this Privacy Policy. The use of information collected through our Site shall be limited to the purposes under this Privacy Policy.
INFORMATION COLLECTION BY TC GLOBAL
1. Data Controller and Data Processor:
  TC Global controls, collects, owns and directs the use of the Personal Information and Usage Information on its Site and TC Global is the data controller and data processor as regards the Personal Information and Usage Information collected on its Site. For any queries regarding this Privacy Policy and the collection and use of data collected or processed under this Privacy Policy, TC Global can be contacted by mail at The Chopras Global Holdings PTE Ltd, SBF Centre, 160 Robinson Road, #16-10, Singapore - 068914; by phone at +65 9825 6174 or by e-mail at hello@thechoprasglobal.com.
2. Legal basis for collection and processing of Personal/Usage Information:
  The legal basis for collection and processing of any information collected and processed by TC Global including the Personal Information is (i) your consent at the time of providing the Personal Information; (ii) where it is in our legitimate interests to do so and not overridden by your rights (for example, in some cases for direct marketing, fraud prevention, network and information systems security, responding to your communications, the operation of networks of groups by the network administrators, and improving our Site). In some cases, we may also have a legal obligation to collect information about you or may otherwise need the information to protect your vital interests or those of another person. We may also process information to comply with a legal requirement or to perform a contract.
3. Basic Information
  TC Global may ask you to provide certain categories of information such as personal information, which is information that coold reasonably be used to identify you personally, such as your name, gender, family details, address, e-mail address, nationality, details of your passport and other government ID, financial information, academic record / education history, date of birth, mobile number, travel history and medical records ("Personal Information"), when you access the Site, in order to provide you with the services requested.
  Additionally, we may collect this information through various forms and in various places through the Site, including when you first register with us, when you create a transaction, when you contact us, when you update your information or from time to time or when you otherwise interact with us. TC Global may include registration, surveys, and other online forums where users will need to provide Personal Information.
4. Additional Information
  1. Cookies: TC Global may use standard "cookie" browser application feature to collect and understand Site usability trends. Cookies are text files that we may place in your computer browser to store your preferences. Cookies are used to record various aspects of your visit and assist us in providing you with uninterrupted service. One of the primary purposes of cookies is to store your preferences and other information on your computer in order to save you time by eliminating the need to repeatedly enter the same information and to display your personalized content. Cookies are divided into "first party" and "third party":
    First party cookies are the cookies served by the owner of the domain. In our case, that's TC Global. Any cookie we place ourselves is a "first-party cookie."
    
    Third-party cookies are cookies placed on our domains by trusted partners that we've allowed to do so. These can be social media partners, advertising partners, security providers, and more. And they can be either "session cookies" or "permanent cookies":
    
    Session cookies only exist until you close your browser, ending what's called your "session." Then they're deleted.
    
    Permanent cookies have a range of lifespans and stay on your device after the browser is closed. On the Site, we try to only serve permanent cookies (or allow permanent cookies to be served by third parties) that have a limited lifespan. However, for security reasons or in other exceptional circumstances, sometimes we may need to give a cookie a longer lifespan.
    
    Web browser cookies may store info such as your IP address or other identifiers, your browser type, and info about the content you view and interact with on digital services. By storing this info, web browser cookies can remember your preferences and settings for online services and analyze how you use them.
    
    Along with cookies, we also use tracking technologies that are very similar. Our Site may contain small transparent image files or lines of code that record how you interact with them. These include "web beacons," "scripts," "tracking URLs," or "software development kits" (known as SDKs):
    
    Web beacons have a lot of different names. They might also be known as web bugs, tracking bugs, tags, web tags, page tags, tracking pixels, pixel tags, 1x1 GIFs, or clear GIFs. In short, these beacons are a tiny graphic image of just one pixel that can be delivered to your device as part of a web page request, in an app, an advertisement, or an HTML email message. They can be used to retrieve info from your device, such as your device type, operating system, IP address, and the time of your visit. They are also used to serve and read cookies in your browser or to trigger the placement of a cookie.
    
    Scripts are small computer programs embedded within our web pages that give those pages a wide variety of extra functionality. Scripts make it possible for the website to function properly. For example, scripts power certain security features and enable basic interactive features on our website. Scripts can also be used for analytical or advertising purposes. For example, a script can collect info about how you use our website, such as which pages you visit or what you search for.
    
    Tracking URLs are links with a unique identifier in them. These are used to track which website brought you to the Site. An example woold be if you clicked from a social media page, search engine, or one of our affiliate partners' websites.
    
    Software Development Kits (SDKs) are part of our apps' source code. Unlike browser cookies, SDK data is stored in the app storage. They're used to analyze how the apps are being used or to send personalized push notifications. To do this, they record unique identifiers associated with your device, like your device ID, IP address, in-app activity, and network location.
    
    All these tracking technologies are referred to as "cookies" here in this Cookie Statement.
    However, no Personal Information identifying the user is collected nor any data capture mechanisms are employed. The user may change browser settings to accept or reject cookies on personal preference. You have the ability to accept or decline cookies. Most web browsers automatically accept cookies, but you can usually modify the browser setting to decline cookies if you so prefer. If you choose to decline cookies, you may not be able to sign in or use other interactive features of the Site that may depend on cookies. If you choose to accept cookies, you also have the ability to later delete cookies that you have accepted. If you choose to delete cookies, any settings and preferences controlled by those cookies, including advertising preferences, will be deleted and may need to be recreated. We process and keep all data for our own use and, if you wish to opt-out from tracking by TC Global you can do so at hello@thechoprasglobal.com
  2. Information Collected Automatically: In addition to any Personal Information or other information that you choose to submit to us, we may use a variety of technologies that automatically (or passively) collect certain information whenever you access the Site ("Usage Information"). This Usage Information may include the browser that you are using, the URL that referred you to our Site, mobile device model (manufacturer), OS type (IOS/android), OS version, network carrier, IP address, mobile screen size, time zone of the user, browser details, among other information. Usage Information may be non-identifying or may be associated with you. Whenever we associate Usage Information with your Personal Information, we will treat it as Personal Information and the conditions relating to Personal Information under this Privacy Policy will be followed. Traffic data, while anonymous, is gathered and analysed for business needs.
  3. Information Third Parties Provide About You: We may, from time to time, supplement the information we collect about you through our Site with outside records from third parties obtained rightfolly in order to enhance our ability to serve you, to tailor our content to you and to offer you opportunities to use such of our Services that we believe may be of interest to you. We may combine the information we receive from such third party sources with information we collect through the Site or through independent research conducted by TC Global, with your consent. In these cases, we will apply this Privacy Policy to any Personal Information received, unless otherwise provided. We may process such information received from third parties for legitimate commercial purposes or to enter into contractual obligations with you or to folfil certain contractual obligations or where you have requested third parties to provide information about yourself to us.
5. Processing of Data:
  TC Global may also process any Personal Information or Usage Information collected from you for legitimate commercial purposes including to provide you with the requisite information requested. A list of uses of the Personal Information and Usage Information collected is provided at Section 3 of this Policy (Use of Information Collected).
  TC Global implements appropriate technical and organisational measures to ensure a level of security appropriate to the risk of our processing of information about individuals such as (i) only sharing and providing access to your information to the minimum extent necessary, subject to confidentiality restrictions where appropriate, and on an anonymised basis wherever possible; (ii) using secure servers to store your information; (iii) verifying the identity of any individual who requests access to information prior to granting them access to information; and (iv) using Secure Sockets Layer (SSL) software or other similar encryption technologies to encrypt any payment transactions you make on or via our Site.
6. Right of a user in relation to data submitted:
  Any user who has submitted Personal Information on the Site has the right to (i) access, correct, delete such Personal Information subject to us successfolly verifying your identity; (ii) object to us processing your Personal Information on legitimate grounds; (iii) to withdraw your consent to our use of your information at any time where we rely on your consent to use or process that information; (iv) opting out of receiving any promotional or marketing material by clicking on the "Unsubscribe" button or by sending an email to [hello@thechoprasglobal.com]. Please note that if you withdraw your consent, this will not affect the lawfolness of our use and processing of your information on the basis of your consent before the point in time when you withdraw your consent; (v) right to have the Personal Information transferred to another data controller; and (vi) lodge a complaint with a supervisory authority, in particolar in the jurisdiction of your habitual residence, place of work or of an alleged infringement of any applicable data protection laws. Any request received by us by the user in relation to the aforesaid shall be acknowledged by us within seventy-two (72) business hours.
USE OF INFORMATION COLLECTED
1. Business Purposes:
  TC Global does not share any Personal Information with any third party without your consent, except when directed by the law. TC Global can use this data to verify user identity in line with engagement initiated by the user. We will communicate with you using the contact information provided by you in order to respond to any queries that you may have and to provide any information that you may request regarding the services provided through the Site. We may communicate with you either by written, physical communication, email, telephone, SMS or via notifications on your mobile device. We may also send strictly service-related announcements to you periodically and when it is necessary to do so. For instance, if our services are temporarily suspended for maintenance, we might send you an email, text message, flash notification or telephone call. If you do not wish to receive such alerts, you have the option to unsubscribe from such emails or opt out by sending an email to hello@thechoprasglobal.com.
  
  We may use Personal Information or Usage Information collected through the Site in the following ways:
  - to operate and improve our Site and tools associated with the Site;
  - to create aggregated and anonymized information to determine which Site features are most popolar and usefol to users, and for other statistical analyses;
  - to prevent, discover and investigate violations of this Privacy Policy or the Terms of Use of the Site, and to investigate fraud or other matters;
  - To customize the content or the services on the Site for you, or the communications sent to you through the Site.
  - To help provide you the services accessible through the Site, which may include liaising and providing information to visa/customs/immigration offices of various countries and admissions offices of universities situated across the globe;
  - To observe, improve and administer the quality of services on the Site;
  - To analyze how the Site is used, diagnose technical problems;
  - Remember the basic information provided by you for effective access;
  - To confirm your identity in order to determine your eligibility to use the Site and avail our services;
  - To notify you about any changes to the Site;
  - To enable TC Global to comply with its legal and regolatory obligations;
  - For the purpose of sending administrative notices, service-related alerts and other similar communication with a view to optimizing the efficiency of the Site;
  - Doing market research, troubleshooting, protection against error, project planning, fraud and other criminal activity; and
  - To enforce TC Global's Terms of Use.
  - Marketing activities: We use your information for marketing activities. These activities include:
    1. Using your contact info to send you regolar news about relevant products and services. You can unsubscribe from email marketing communications quickly, easily, and anytime. All you need to do is click the "Unsubscribe" link included in each newsletter or other communication.
    2. Based on your info, individualized offers might be shown to you on the Site, on mobile apps, or on third-party websites/apps (including social media sites), and the content of the site displayed to you might be personalized. These coold be offers that you can book directly on the Site, on co-branded sites, or other third-party offers or products we think you might find interesting.
    3. When you participate in other promotional activities (e.g. sweepstakes, referral programs, or competitions), relevant info will be used to administer these promotions.
2. Anonymous:
  We may share non-Personal Information, such as aggregated user statistics and log data, with our business partners for industry analysis, demographic profiling, to deliver targeted advertising about other products or services, or for other business purposes. This information is solely used to analyze company Site and understand usage statistics, as mentioned above, is anonymous. The company may share this data with its business partners on anonymous basis. We do not sell, share, rent or trade the information we have collected about you, including Personal Information, other than as disclosed within this Privacy Policy or at the time you provide your information. We do not share your Personal Information with third parties for those third parties' direct marketing purposes unless you consent to such sharing at the time you provide your Personal Information.
3. Administrative and Legal Reasons:
  We cooperate with government and law enforcement officials and private parties to enforce and comply with the law. Thus, we may access, use, store, transfer and disclose your information (including Personal Information), including disclosure to third parties such as government or law enforcement officials or private parties as we reasonably determine is necessary and appropriate: (i) to satisfy any applicable law, regolation, governmental requests or legal process; (ii) to protect the safety, rights, property or security of TC Global, our services, the Site or any third party; (iii) to protect the safety of the public for any reason; (iv) to detect, prevent or otherwise address fraud, security or technical issues; and /or (v) to prevent or stop any activity we consider to be, or to pose a risk of being, an illegal, unethical, or legally actionable activity. Such disclosures may be carried out without notice to you.
4. Business Transfer:
  We may share your information, including your Personal Information and Usage Information with our parent, subsidiaries and affiliates for internal reasons. We also reserve the right to disclose and transfer all such information: (i) to a subsequent owner, co-owner or operator of the Site or applicable database; or (ii) in connection with a corporate merger, consolidation, restructuring, the sale of substantially all of our membership interests and/or assets or other corporate change, including, during the course of any due diligence process. You will be notified via email and/or a prominent notice on our Site of any change in ownership or uses of your personal information, as well as any choices you may have regarding your personal information. We will endeavor that the transferee who is the recipient of Personal Information and Usage Information commits to privacy measures which are substantially similar to the measures under this privacy policy.
THIRD PARTY CONTENT AND LINKS TO THIRD PARTY SERVICES
We do not include or offer third party products or services on our Site.
DATA TRANSFER
Your information may be stored and processed in Singapore or any other country in which TC Global or its subsidiaries, affiliates or service providers maintain facilities. TC Global may transfer information that we collect about you, including Personal Information, to affiliated entities, or to other third parties across borders and from your country or jurisdiction to other countries or jurisdictions around the world. These countries may have data protection laws that are different to the laws of your country and, in some cases, may not be as protective. We have taken appropriate safeguards to require that your information will remain protected in accordance with this Privacy Policy by entering into requisite agreements with the concerned transferees.
DATA RETENTION
Your information will be retained with TC Global as long as it is needed by TC Global to provide services to you. If you wish to cancel your account or request that TC Global no longer uses your information to provide services, you may contact TC Global at hello@tcglobal.com.. TC Global will promptly delete the information as requested. TC Global will retain and use your information as necessary to comply with its legal obligations, resolve disputes, and enforce its agreements or for other business purposes. When TC Global has no ongoing legitimate business need to process your information, we will either delete or anonymize it.
CONTACT & POLICY UPDATES
In case on any queries on this privacy policy, please contact us at hello@thechoprasglobal.com. TC Global reserves the right to update or modify any part of this policy or make any changes without prior notice to the user. The user is advised to check this page periodically to stay abreast of any policy changes by us.
CHANGE OF INFORMATION AND CANCELLATION OF ACCOUNT
You are responsible for maintaining the accuracy of the information you submit to us, such as your contact information provided as part of account registration. If your Personal Information changes, or if you no longer desire to access the Site, you may correct, delete inaccuracies, or amend information by contacting us through hello@tcglobal.com and we will respond within 72 hours of receipt of communication.
You have the right to request that we rectify or delete the personal data or restrict the processing of your personal data, if you think they are inaccurate. Furthermore, you have the right to object against the processing based on our legitimate interests as a legal basis. We are required to assess and act on your request. Additionally, you also have the right to data portability if it shoold become relevant. You have a right to lodge a complaint with your local supervisory authority.
[You may also cancel or modify your communications that you have elected to receive from the Site by logging into your user account and changing your communication preferences.
If you wish to cancel your account or request that we no longer use your information to provide you details with respect to our services and the Site, please write to us at hello@tcglobal.com.
OPT-OUT
If you wish to opt out of receiving non-essential communications such as promotional and marketing-related information regarding the Site and our services, please send TC Global an email at hello@tcglobal.com.
CHANGES TO THE PRIVACY POLICY
From time to time, we may update this Privacy Policy to reflect changes to our information practices. Any changes will be effective immediately upon the posting of the revised Privacy Policy on the Site. If we make any material changes, we will notify you by email (sent to the e-mail address specified in your account) or by means of a notice on the Site prior to the change becoming effective. We encourage you to periodically review this page for the latest information on our privacy practices.
GRIEVANCE REDRESSAL
If you have any questions or concerns about this Privacy Policy, please feel free to contact us by writing to us at hello@thechoprasglobal.com or using the details provided on our 'Contact Us' page. We will use reasonable efforts to respond promptly to requests, questions or concerns you may have regarding our use of personal information about you. Except where required by law, TC Global cannot ensure a response to questions or comments regarding topics unrelated to this policy or Company's privacy practices.
CONSENT
By consenting to the terms under this Privacy Policy, you are expressly granting TC Global the right to collect, share, transfer, store, retain, disseminate or use the Personal Information/Usage Information collected by TC Global from your usage of the Site in accordance with the terms of the Privacy Policy. You may, at any time, withdraw consent for the collection or processing of Personal Information/Usage Information by sending an email to hello@tcglobal.com. TC Global, shall within 72 hours delete or anonymize the data collected from you.
When you voluntarily send us electronic mail / fillup the form, we will keep a record of this information so that we can respond to you. We only collect information from you when you register on our site or fill out a form. Also, when filling out a form on our site, you may be asked to enter your: name, e-mail address or phone number. You may, however, visit our site anonymously. In case you have submitted your personal information and contact details, we reserve the rights to Call, SMS, Email or WhatsApp about our products and offers, even if your number has DND activated on it.
CONTACT US
If you have any questions about this Privacy Policy, please contact us:
By email: hello@thechoprasglobal.com

In the event of any grievances, user can contact the grievance officer at zishans@thechoprasglobal.com or write to us at the following address:

Zishan Siddiqui

Grievance Officer

The Chopras Global Holdings PTE Ltd

SBF Centre,

160 Robinson Road,

#16-10,

Singapore - 068914

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